Paycheck Protection Program

Apply for the Paycheck Protection Program by March 31.

The Paycheck Protection Program (PPP) provides loans to help businesses keep their workforce employed during the Coronavirus (COVID-19) crisis. SBA is currently offering:

SBA also offers additional Coronavirus relief.


The JD Bank online portal for PPP loan origination is up and now accepting applications for new loans.  Several important items to keep in mind during the application process:

    1. When you access the portal for the first time, you will need to “Create Account.”
      1. You will be asked to provide your name, the name of the business, your email address and you will be asked to create a password.
    2. On subsequent visits to the portal, you will by-pass the “Create Account” task by clicking on “Sign In” in the top right corner of the form and entering your email address and the previously created password.
    3. Once in the portal, you will have five sections to review and complete:
      1. Business information: provide certain basic information about the business.
      2. Owners: Provide information about each person owning 20% or more.
      3. Loan Request:
        1. There are worksheets for you to print that will help you arrive at the average monthly payroll amount used to determine the loan amount. To assist us in our verification process, please scan and upload the worksheet in the Documents section.
        2. This section will also help you document that your 2020 revenues declined by 25% or more compared to 2019.
        3. You will be asked for the Loan Number and the Loan Amount related to the first PPP loan you received. The Loan Number can be found on your Note.
      4. Documents: help you to upload the necessary supporting documentation to JD Bank
      5. Questions and Certifications: walks you through a series of “Yes or No” questions that you must complete.
      6. The portal is designed so that you need not complete the entire process at one seating. You may go in and out of the portal until you are prepared to submit the application to JD Bank.

    As we previously communicated, the following is a list of key terms and eligibility conditions that apply when applying for a second PPP loan:

        • Loans will carry an interest rate of 1% and will mature in 5 years,
        • You must have 300 or less employees,
        • You must be able to demonstrate a reduction in gross receipts (revenues) for 2020 of 25% or more compared to 2019,
        • Borrowers must have used 100% of the loan proceeds received in their first PPP loan before receiving proceeds from round two. The borrower does not necessarily need to have applied for forgiveness prior to applying for and receiving round two proceeds, but the original proceeds must have been used, and
        • Eligible borrowers will calculate the new loan amount at 2.5 times of the average monthly payroll costs (3.5 times for borrowers in the hospitality industry).

    The link to the JD Bank portal is  You can copy the hyperlink address and paste it into your Google Chrome or Microsoft Edge web browser.  The portal will not open in Microsoft Explorer.  

  1. If you have specific questions about the portal, you may contact Mr. Drew Hayes at (337) 478-7779 Ext. 8234 or Mr. Dwayne Myrick at (337) 246-5405.  Thank you for the confidence that you have placed in JD Bank to allow us to assist you in this process.