Squeeze more green into your accounts with ZYDECASHSM
High-interest checking and savings accounts that can reward you to the tune of 1.80% annual percentage yield* (APY) every monthly qualification cycle on balances up to $10,000.
annual percentage yield* (APY)
point of sale
No monthly service fees**
ZYDECASH is made for STUDENTS by Louisiana’s Community Bank™, and it’s better than lagniappe.
ZYDECASH includes high-yield checking and savings accounts with a free debit card, free monthly checking, free online and mobile banking**, no minimum balance and all the support and convenience that is the tradition of service at JD Bank.
ZYDECASH includes refunds on the ATM fees charged by other banks nationwide, has 24/7 online and mobile banking and no monthly service fees. ZYDECASH was designed to help you benefit from the growth potential of your money.
No longer is there the need for a qualification calendar! Transactions must post and settle on the last day of your statement cycle and your interest will be paid that night! ZYDECASH has two statement cycle dates-the 2nd Wednesday and the 4th Wednesday of each month.
TO EARN 1.80% APY*, YOU MUST BE ENROLLED FOR E-STATEMENT NOTICES AND ONLINE BANKING AND MEET THE FOLLOWING TRANSACTION TARGETS EACH MONTHLY QUALIFICATION CYCLE:
- Have at least 10 debit card transactions.
- Have at least one (1) direct deposit or automatic payment.
- Receive e-statement notices.
- Access online banking.**
ZYDECASH CHECKING EARNS YOU:
- 1.80% APY* on the first $10,000 AND
- 0.10% APY* on balances above $10,000 when qualifications are met.
- 0.05% APY* on full balances when qualifications are not met.
OTHER ZYDECASH CHECKING BENEFITS:
- First box of ZydeCash checks at no cost
- Refunds on ATM fees nationwide* (See disclaimer for details).
- No monthly service fees.**