If you experience any difficulties, or need
immediate assistance with Bill Matrix,
please call our call center during the hours
of 8am-6pm Monday-Friday, or Saturday from
9am-Noon. All times are CST.
Enjoy low (or no) fees and beaucoup benefits with this better-than-basic everyday checking account. Pair it with JD Classic Savings for added interest.
A great match for ...anyone who likes things free and easy
$25 Minimum Opening Deposit1
$3 Monthly Fee Waived with E-statements
Free Debit Card & Bill Pay
Free Online & Mobile Banking2
$200 Overdraft Privilege3
.25% Discount on New Loans with Auto Debit4
Banking Perks
Mobile Banking
Online Banking
Debit Card
Zelle®
Notifi
Bill Matrix
Mobile Wallet
Credit Card
Overdraft Protection
Misc. Services
Account number to set up weekly transfers3
Personal identification, such as a government-issued photo ID (driver’s license or passport)
Social Security Number
Proof of address
Disclosure
1Minimum to open account is $25 for Classic Checking and $25 for Classic Savings. Annual Percentage Yield (APY) accurate as of X/XX/2026.
2Carrier charges may apply.
3Savings Overdraft Privilege available. Line of Credit available with credit approval. Overdraft and returned item fees may apply.
4Excludes cash-secured and interim Construction Loans.