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Routing Number: 065204579
Routing Number: 065204579

HELOC

A great match for ...any homeowner who's built up some equity

Home improvement? Consolidation? Dream vacation? 

Put your home to work for you.

Get the financing to get your plans off the ground with a Home Equity Line of Credit (HELOC) from JD Bank. With a HELOC, you can borrow against the equity you’ve built in your home and draw funds as you need them.

  • $10,000 minimum loan amount
  • 10-year term
  • Interest-only payments for first mortgage
  • 1% of balance payment for second mortgage
  • $199 document fee (bank covers all other loan costs)
  • Must be borrowers’ primary residence, no rental properties, mobile homes or second homes
  • Home must be located within our lending market
  • Consumer purpose loans only
  • Subject to credit approval
  • Credit terms and conditions apply
icon Banking Perks
  • Mobile Banking
  • Online Banking
  • Debit Card
  • Zelle®
  • Notifi
  • Bill Matrix
  • Mobile Wallet
  • Credit Card
  • Overdraft Protection
  • Misc. Services

Contact a Consumer Lender

Cash from home equity can go a long way toward a big purchase or one of life’s curveballs. Your lender can help you gather the information you need to apply and expedite the process.

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