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  • Routing Number: 065204579
Routing # 065204579
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If you experience any difficulties, or need immediate assistance with Bill Matrix, please call our call center at 800-789-5159 during the hours of 8am-6pm Monday-Friday, or Saturday from 9am-Noon. All times are CST.

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Routing Number: 065204579

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Routing Number: 065204579

Business Classic Savings

Open Account at a Branch

The business savings account you can bank on

Our classic business savings account. Need a reliable everyday business savings account? That's what our Classic account is made for. Earn interest on balances of just $200 and above.

A great match for ...businesses seeking secure, steady growth

  • $100 Minimum Opening Deposit1
  • Earns 0.15% APY1 on balances of $200 – $99,999.99
  • $4.00 monthly fee waived if balance remains at $200+ for entire month
  • Earns 0.30% APY1 on balances of $100,000 and above
  • Free Online & Mobile Banking2
icon Banking Perks
  • ACH Origination
  • Bill Matrix
  • Business Bill Pay
  • Business Credit Card
  • Business Mobile Banking
  • Business Online Banking
  • Merchant Services
  • Notifi
  • Online Wires
  • Positive Pay
  • Minimum opening deposit of $100
  • Personal identification, such as a government-issued photo ID (driver’s license or passport)
  • EIN or Social Security Number
  • Proof of business address (if address on personal ID is not current mailing address)
  • May require additional documentation depending on type of business. Please contact or visit a branch for details.
Disclosure

1Annual Percentage Yield (APY) accurate as of 09/26/2026. The advertised JD Classic Savings APY is based on compounding interest. Average Daily Balance used to calculate interest on account. The actual interest paid may be less than the advertised APY. Rates are subject to change without notice after account is opened. Fees may reduce earnings.

2Carrier charges may apply.

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Cash Management

Save time, improve cash flow and streamline cash management with a full suite of services from ACH Origination to Positive Pay. Keep prior-day, current and real-time banking data at your fingertips.

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Investment and Insurance Products Are:

  • Not Insured by the FDIC
  • Not Insured by any Federal Government Agency
  • Not a Deposit or other Obligation of, or Guaranteed by, JD Bank
  • Subject to Investment Risks, Including Possible Loss of the Principal Amount Invested