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  • Routing Number: 065204579
Routing # 065204579
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Routing Number: 065204579

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Routing Number: 065204579

Business Savings & CDs

JD Business Classic Savings

Put your excess funds to work for you.

Keep a portion of your monthly profits working hard yet easy to access in this classic business savings account. Balances of just $200 and up earn interest.

  • $100 Minimum Opening Deposit
  • Earns 0.15% APY1 on balances of $200 – $99,999.99
  • Free Business Debit Card
  • Free Online & Mobile Banking2

1Annual Percentage Yield (APY) accurate as of 07/07/2026. The advertised JD Classic Savings APY is based on compounding interest. Average Daily Balance used to calculate interest on account. The actual interest paid may be less than the advertised APY. Rates are subject to change without notice after account is opened. Fees may reduce earnings.

2Carrier charges may apply.

Open Account at a BranchLearn More

1Annual Percentage Yield (APY) accurate as of 07/07/2026. The advertised JD Classic Savings APY is based on compounding interest. Average Daily Balance used to calculate interest on account. The actual interest paid may be less than the advertised APY. Rates are subject to change without notice after account is opened. Fees may reduce earnings.

2Carrier charges may apply.

JD Commercial Money Market Account

Returns with the peace of mind of FDIC insurance.

Put your unused assets in a money market account that earns you interest while keeping your funds liquid. Ideal for businesses that carry a higher balance.

  • $2,500 Minimum Opening Deposit
  • Balances $2,500 and over earn interest
  • Interest compounded and credited monthly
  • 6 pre-authorized transfers or withdrawals per cycle

Rate may change after account opening. Average daily balance method is used to calculate interest. If the account is closed before interest is credited, you will not receive the accrued interest.

Open Account at a BranchLearn More

Rate may change after account opening. Average daily balance method is used to calculate interest. If the account is closed before interest is credited, you will not receive the accrued interest.

Certificates of Deposit

Pick a term. Lock it in. Let it grow.

If you can afford to set it and forget it for a while, a CD typically offers the best interest rate. Get the greatest return on your investment by locking in an APY* for the longest term available.

  • Competitive rates on fixed-term CDs
  • Available for short- and long-term savings goals
  • Guidance from investment advisors

*Annual Percentage Yield (APY) accurate as of 07/07/2026.

Open Account at BranchLearn More

*Annual Percentage Yield (APY) accurate as of 07/07/2026.

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Investment and Insurance Products Are:

  • Not Insured by the FDIC
  • Not Insured by any Federal Government Agency
  • Not a Deposit or other Obligation of, or Guaranteed by, JD Bank
  • Subject to Investment Risks, Including Possible Loss of the Principal Amount Invested