JD Classic Savings

Our better-than-basic savings account.

Looking for the perfect starter savings account? You found it. With our Classic account, you'll earn interest on balances as low as $200 — and watch it grow with every deposit.

Banking Perks

Mobile Banking
Online Banking
Debit Card
Zelle®
Notifi
Bill Matrix
Mobile Wallet
Credit Card
Overdraft Protection
Misc. Services

Account number to set up weekly transfers³
Personal identification, such as a government-issued photo ID (driver’s license or passport)
Social Security Number
Proof of address

Disclosure

¹Annual Percentage Yield (APY) accurate as of 07/07/2026. Tier 1: Balances $200 – $99,999.99 earn 0.15% APY interest. Tier 2: Balances $100,000 and above earn interest 0.30% APY. JD Classic Checking is not required to earn interest. The advertised JD Classic Savings APY is based on compounding interest. Average Daily Balance used to calculate interest on account. The actual interest paid may be less than the advertised APY. Rates are subject to change without notice after account is opened. Fees may reduce earnings.

²Carrier charges may apply. Overdraft and returned item fees may apply.

³Overdraft and returned item fees may apply.

Overdraft Protection

Overdrafts happen. Your check goes through before your deposit. Or you miss a debit in your account. Don't stress it. We've got you covered with Overdraft Protection™ from JD Bank.

Learn More