JD Signature Savings

The perfect accompaniment to Signature Checking.

Pair with Signature Checking for the full benefit.

Get serious about your savings by pairing your Signature accounts. Earn a higher rate of interest and take advantage of our full range of standard and custom features and benefits.

Earn 2.50% APY on full balance when JD Signature balance requirements are met during each monthly qualification cycle¹
Earn 0.05% APY on full balance when JD Signature balance requirements are not met
JD Signature Checking Account required
$25 Minimum Opening Deposit²
No Monthly Service Fees
Free Online & Mobile Banking³

Overdraft Protection

Overdrafts happen. Your check goes through before your deposit. Or you miss a debit in your account. Don't stress it. We've got you covered with Overdraft Protection™ from JD Bank.

Learn More

Banking Perks

Mobile Banking
Online Banking
Debit Card
Zelle®
Notifi
Bill Matrix
Mobile Wallet
Credit Card
Overdraft Protection
Misc. Services

Account number to set up weekly transfers³
Personal identification, such as a government-issued photo ID (driver’s license or passport)
Social Security Number
Proof of address

Disclosure

¹When balance requirements are met: $40,000 in combined JD Signature Checking, JD Signature Savings, and Certificate of Deposit balances. Interest is credited to JD Signature Checking account. Annual Percentage Yield (APY) accurate as of 09/26/2026. The advertised JD Signature Checking APY is based on compounding interest. Average Daily Balance used to calculate interest on account. The actual interest paid may be less than the advertised APY. Rates are subject to change without notice after the account is opened. Fees may reduce earnings.

²Minimum to open account is $25 for JD Signature Checking and $25 for JD Signature Savings.

³Carrier charges may apply.