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  • Routing Number: 065204579
Routing # 065204579
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Routing Number: 065204579

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Routing Number: 065204579

100% Lot Loan

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As Mark Twain famously said, "Buy land. They're not making it anymore."

With no down payment required and the full purchase price covered, 100% lot loans help ensure that perfect plot of land you found doesn't slip away to another buyer. As a Louisiana bank with local property knowledge, JD Bank typically offers better terms on lot loans.*

A great match for...anyone looking to build on raw or improved land

  • 100% loan-to-value or purchase price (lesser of the two)
  • $150,000 maximum loan amount
  • Limited to platted subdivision or two acres or less of improved property
  • Customer must have intent to build with JD Bank
  • Land surveys and zoning checks required
  • Minimum credit score of 680 and financial information required
  • Initial repayment structured as balloon loan
  • No private mortgage insurance (PMI) required
  • Fees paid in cash

Mortgages

Find adjustable-rate and fixed-rate mortgages, plus specialized home loans like Mobile Home Loans and FHA & VA Loans.

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icon Banking Perks
  • Mobile Banking
  • Online Banking
  • Debit Card
  • Zelle®
  • Notifi
  • Bill Matrix
  • Mobile Wallet
  • Credit Card
  • Overdraft Protection
  • Misc. Services
Disclosure

*Additional terms and conditions apply. See a JD Bank representative for details. Availability of terms subject to credit approval.

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Investment and Insurance Products Are:

  • Not Insured by the FDIC
  • Not Insured by any Federal Government Agency
  • Not a Deposit or other Obligation of, or Guaranteed by, JD Bank
  • Subject to Investment Risks, Including Possible Loss of the Principal Amount Invested