JD Bank Offers Tips to Stay on Budget During Holiday Season
LAKE CHARLES, La. – Between shopping, traveling and entertaining, consumers are more likely to overspend during the holiday season than at any other time of the year. JD Bank offers a few simple ways you can stay within your budget and ensure the merriment lasts long before and after the holidays:
- Create a shopping strategy early. Decide on an overall budget and determine how much you can afford to spend as soon as possible so you can take advantage of sales. This should help you refrain from last minute impulse buying.
- Do your research. Before purchasing anything, do some online research and comparisonshop. You can also save dramatically online by using coupon codes or purchasing from sites that offer free shipping or other cost saving incentives.
- Keep track of your spending while on the go. Use your bank’s mobile app to stay on track with your budget goals and provide awareness of your spending in real time. If you plan on using cash, bring the exact amount you’ll need and eliminate the option of overspending all together.
“Unfortunately, overspending is not our only concern during the holidays. It’s vital to be safe with your money during this season as it is a prime time for fraud and identify theft,” said Joe Becnel, Security Officer for JD Bank. “Keep a close eye on your account balances and make sure you fully understand your bank’s fraud protection plan in case anything were to happen.”
