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JD SIGNATURE CHECKING COMBINES OUR BEST ACCOUNT FEATURES!

JD Bank Signature Checking gives you the freedom and flexibility to control your finances and fees. JD Signature Checking is an interest bearing account, so you can watch your money grow while having access to our JD Signature Checking custom features. 

MONTHLY FEE
With average balances of $30,000 in combined balances ($10.00 if balance requirement is not met)
BALANCE REQUIREMENT
$30,000 in combined JD Signature checking, JD Signature savings, and Certificate of Deposit balances
EARNS INTEREST
QUALIFICATIONS MET
YES

0.25% APY* Earns interest on all balances

Interest is credited to JD Signature Checking account
ACCOUNT QUALIFIERS
Average balance of $30,000
in combined balances
DEBIT CARD
FREE
ONLINE BANKING
FREE
MOBILE BANKING**
FREE
BILL PAY
FREE
ATM CHARGES
Normal charges apply
OVERDRAFT***
$500.00 Overdraft Privilege
Savings ODP available
Line of Credit, with credit approval
MONTHLY STATEMENT
E-STATEMENTS or PAPER STATEMENTS
CUSTOM FEATURES
  • 50% discount on any Safe Deposit Box
  • .25% discount on loans with Auto Debit
  • Free Cashier’s Checks
OPENING DEPOSIT
$25
SAVINGS ACCOUNT OFFERINGS
JD SIGNATURE SAVINGS

  • Tier 1 – 0.50% APY* on balances up to $30,000 and
  • Tier 2 – 0.15% APY* on balances over $30,000
When JD Signature Checking qualifications are met

  • Tier 3 – 0.05% APY* on full balances if JD Signature Checking qualifications are NOT met
  • $25 to open

No Monthly Service Fees \ Free Online and Mobile Banking**

*Annual Percentage Yield (APY) accurate as of 04/11/2023.  The advertised JD Signature Checking and JD Signature Savings APY is based on compounding interest. The actual interest paid may be less than the advertised APY.  Rates are subject to change without notice after account is opened. Fees may reduce earnings.<br><br>

**Carrier charges may apply. <br><br>

***Overdraft and returned item fees may apply. 

THE PERKS OF BANKING WITH JD BANK.

mobile BANKING

online banking

Card

debit CARD