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Overdraft Protection

It’s happened to everyone. That check you wrote went through before that deposit did. A mathematical error in your checkbook had your numbers wrong. It’s when Overdraft Protection™ from JD Bank is particularly helpful.

Whatever the reason, everyone overdraws their account once in a while. At JD Bank, we understand, and we can help.


With Overdraft Protection™, we automatically transfer funds from a qualified account should you overdraw your checking account. You may even qualify to receive an automatic loan up to your personal credit line should you overdraw.

Avoid embarrassing and costly merchant check return charges and get back to shopping without worry!

  • Avoid returned check charges
  • Qualified customers only
  • Some restrictions apply