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Overdraft Protection

It’s happened to everyone. That check you wrote went through before that deposit did. A mathematical error in your checkbook had your numbers wrong. It’s when Overdraft Protection™ from JD Bank is particularly helpful.

Whatever the reason, everyone overdraws their account once in a while. At JD Bank, we understand, and we can help.


With Overdraft Protection™, we automatically transfer funds from a qualified account should you overdraw your checking account. You may even qualify to receive an automatic loan up to your personal credit line should you overdraw.

Avoid embarrassing and costly merchant check return charges and get back to shopping without worry!

  • Avoid returned check charges
  • Qualified customers only
  • Some restrictions apply
JD Bank is Louisiana's Community Bank
Online Banking is currently down

We are currently experiencing issues with online banking and mobile banking. We apologize for the inconvenience. We are working to resolve the issue.

Please call our Telebanking line at 800-789-1335 to check your balance or recent deposits or 800-789-5159 on Monday-Friday from 9am-5pm to speak with a representative. Thank you for choosing JD Bank.