Basic Checking - JD Bank

Basic Checking

Checking with JD Bank


If you’re looking for a low-cost, no-frills checking account, Basic Checking is for you. For just $3.00 a month you get all the features below. Plus, by signing up for an e-statement and using your debit card, you may reduce your fee each month.


  • $3.00 per month
  • $200 overdraft protection
  • Free online banking
  • Free mobile deposit with free mobile banking
  • Debit Card ($12/year)

Reduce your fee!

  • $2.00 credit each month for accepting an e-statement
  • $0.20 credit per debit card purchase (max $1 credit)

(No credits for ATM withdrawals. No bonus credits once fee is waived.)


*Overdraft and returned item fees may apply. Minimum to open account is $25.


Community Cash

JD Bank is a member of the “Community Cash” network. Member banks provide their customers “free ATM transactions” at over 500 ATM locations in seven states. You can locate the nearest “Community Cash” ATM by using the Locate an ATM page.