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Basic Checking

online banking

convenient solutions

mobile banking

and mobile deposit

free atm card

debit card $12/year


If you’re looking for a low-cost, no-frills checking account, Basic Checking is for you. For just $3.00 a month you get all the features below. Plus, by signing up for an e-statement and using your debit card, you may reduce your fee each month.


  • $3.00 per month
  • $200 overdraft protection
  • Free online banking
  • Free mobile banking with mobile deposit
  • Debit card ( $12/year)


  • $2.00 credit each month for accepting an e-statement
  • $0.20 credit per debit card purchase (max $1 credit)

(No credits for ATM withdrawals. No bonus credits once fee is waived.)


*Overdraft and returned item fees may apply. Minimum to open account is $25.

community cash

JD Bank is a member of the “Community Cash” network. Member banks provide their customers “free ATM transactions” at over 500 ATM locations in seven states. You can locate the nearest “Community Cash” ATM by using the Locate an ATM page.

JD Bank is Louisiana's Community Bank
Online Banking is currently down

We are currently experiencing issues with online banking and mobile banking. We apologize for the inconvenience. We are working to resolve the issue.

Please call our Telebanking line at 800-789-1335 to check your balance or recent deposits or 800-789-5159 on Monday-Friday from 9am-5pm to speak with a representative. Thank you for choosing JD Bank.