If you are looking for a low-cost checking account, then JD Classic Checking is for you. With Classic Checking, you get full access to free online and mobile banking with mobile deposit. Classic Checking is an ideal account for everyday needs, plus JD Bank’s online banking tools will help you monitor your spending, pay your bills, deposit checks, and more. By signing up for an e-statement, you can reduce your monthly fee each month.
| |
|---|---|
MONTHLY FEE | $3 Monthly Fee |
DEBIT CARD | FREE |
ONLINE BANKING | FREE |
MOBILE BANKING** | FREE |
BILL PAY | FREE |
ATM CHARGES | Normal charges apply |
OVERDRAFT*** | $200.00 Overdraft Privilege Savings ODP available Line of Credit, with credit approval |
MONTHLY STATEMENT | ELECTRONIC STATEMENTS or PAPER STATEMENTS $3.00 monthly credit for E-statement |
CUSTOM FEATURES | .25% discount on loans with Auto Debit |
OPENING DEPOSIT | $25 |
SAVINGS ACCOUNT OFFERINGS | JD CLASSIC SAVINGS
Free Online and Mobile Banking** |
*Annual Percentage Yield (APY) accurate as of 04/01/2024. The advertised JD Classic Savings APY is based on compounding interest. The actual interest paid may be less than the advertised APY. Rates are subject to change without notice after account is opened. Fees may reduce earnings.
**Carrier charges may apply.
***Overdraft and returned item fees may apply.
THE PERKS OF BANKING WITH JD BANK.