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Consumer Loans


JD Bank is committed to lending to qualified applicants in southwest Louisiana and Acadiana. If you need financing for a car, boat or RV, or are planning a dream vacation or you just need extra cash flow for expenses, JD Bank is a trusted, established Louisiana lending resource and we have the expertise to develop the loan solution that’s right for you.

If it’s time for a new deck at your camp or you have a new arrival in the family and need extra funds, talk to a dedicated JD Bank Advisor. A JD Bank loan is customized to your needs and our team of experienced advisors will help make the process simpler. You’ll get a quick response from our decision-makers, who are all located right here in Louisiana.

There are generally two (2) types of JD Bank Consumer Loans:

Unsecured Loans – A loan that is issued and supported without the use of property as collateral for the funds, also known as signature loans and personal loans. With approved credit, unsecured loans are available from JD Bank without collateral for items such as furniture, computers, home electronics, appliances, tools, equipment and other needs of our customers.

Secured Loans – By using personal assets such as your home, car or savings as collateral for a secured loan, you could access lower interest rates and more options. Secured loans can be a viable choice if you have personal assets such as equity in your home, car or savings.

Also consider a personal loan to consolidate debt, build credit and increase your credit score. JD Bank Advisors will make sure you get the best rates available and have the money in your hands rapidly. We offer a variety of lending solutions and all have clear terms and multiple payment options.

We offer a variety of lending solutions and all have clear terms and multiple payment options.


Auto Lending

Know your auto financing in advance of purchasing new or used vehicles or lower your current car payment by refinancing with a more favorable rate from JD Bank.

Boat Lending

Louisiana is known as the Sportsman’s Paradise in large part because of the fun that can be had on our state’s beautiful waterways. JD Bank has flexible financing to purchase or refinance new or used boats and other personal watercraft.

Recreational Vehicles Lending

JD Bank can get you rolling with recreational vehicle financing of all types – for campers, motorhomes, a new four-wheeler for hunting, or anything you get involved in to enjoy life. JD Bank can make it a reality.

Mobile Home Lending

JD Bank has financing for new and used mobile home loans.

Debt Consolidation

Learn about your financing options from JD Bank for consolidating debt to lower your monthly payments.

Home Improvement Lending

JD Bank’s general loans for home improvement can fund your remodeling or repairs project without depleting your equity.

Unexpected Expenses

Whether you need funding for home repair, to cover mounting medical bills or any challenge, come see a JD Bank Advisor and explore your options for financing.


Our team of experienced Loan Officers will make sure that you get some of the best rates available and have the money in-hand quickly and hassle-free.

  • Low interest rates
  • Flexible terms
  • Quick approval
  • Personalized service