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Christmas Club

At JD Bank, we have a gift for you! With a JD Bank Christmas Club Account, the expense of gift-giving will never catch you by surprise. 

Apply at any JD Bank Branch Today!
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HOW DOES IT WORK?

Starting November 1st, make weekly transfers from your checking or savings account and deposit it into your
JD Bank Christmas Club Account. On October 31st, that money is transferred back into your checking or savings account just in time for your holiday shopping. 

AND, if you make all weekly deposits to your JD Bank Christmas Club Account, we will give you one matching deposit equal to your weekly deposit amount over the last year (maximum matching deposit of $200).

TERMS OF THE JD BANK CHRISTMAS CLUB:
  • Automatic deposits MUST be setup up to withdraw from your checking or savings weekly.

TO QUALIFY FOR THE MATCHING DEPOSIT:

  • Account must originate on or before November 1st**.

  • Matching deposit not to exceed $200. 

  • Deposits MUST be made weekly to qualify for the matching deposit, no “catching up” on missed payments.

  • All matching payments and balances will be paid on October 31st of each year.

  • Withdrawals from account are not allowed during the year. Any withdrawals will result in the closure of the account.

**NOTE:

A customer must open a Christmas Club Account on or before the first day of November. To receive a Matching Deposit from JD Bank, all weekly payments must be made to qualify, otherwise the Christmas Club account will not  receive a Matching Deposit.  Catch-up payments are not permitted. The Internal Revenue Service defines the Matching Deposit as interest.