JD Bancshares, Inc. Reports Financial Results for Three and Twelve-Month Periods Ended December 31, 2025 and Chairman Succession

Jennings, LA., January 22, 2026 (ACCESSWIRE) – JD Bancshares, Inc. (the “Company”), (OTCQX: JDVB), the parent holding company of JD Bank (the “Bank”), reports its unaudited financial results for the three and twelve-month periods ended December 31, 2025.

Net income is $3,232,870 or $0.94 per share for the three-month period ended December 31, 2025, compared to $3,777,235 or $1.10 per share for the linked quarter ended September 30, 2025, and $3,245,496 or $0.95 per share for the three-month period ended December 31, 2024. Pre-tax, pre-provision operating income (PTPPI) for the current quarter is $4,382,523, reflecting an increase of $108,338 compared to $4,274,185 for the linked quarter, and an increase of $455,822 compared to $3,926,701 in the prior year quarter. PTPPI excludes taxes, provision for loan losses, losses on the sale of other real estate owned (OREO), losses on the sale of investment securities, and other non-operating expenses. The increase in PTPPI between the current and linked quarter is primarily due to higher levels of net interest income and lower non-interest expenses, and the increase between the current and prior year quarter is attributable to higher net interest income and non-interest income, offset by higher noninterest expense.

For the twelve-month period ended December 31, 2025, net income is $12,862,338 or $3.75 per share compared to $13,632,825 or $3.98 per share for the prior year comparative period. PTPPI for the current twelve-month period is $16,112,203 reflecting a 1.51% increase from $15,872,880 for the prior year. The increase is attributable to a 4.40% increase in net interest income which is slightly offset by a 4.00% increase in non-interest expense.

Paul Brummett, II, CEO commented, “Our team, our commitment to “Community,” and our disciplined strategy execution led to successful results for 2025. As we move forward into 2026, we will continue to build the infrastructure to serve our new markets and enhance services in our existing markets. During 2025, we were honored to be recognized as one of the best banks in the country to work for by the American Banker magazine. Overall, I am pleased with the performance of the Company and our team’s commitment to being “Louisiana’s Community Bank.”” 

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About JD Bancshares, Inc.

JD Bancshares, Inc. is the bank holding company of JD Bank, a state chartered bank headquartered in Jennings, Louisiana. JD Bank offers a variety of personal and commercial lending and deposit products through both physical and digital delivery channels. The Bank also offers both trust and investment services. JD Bank operates through 21 full service branch offices located along the Interstate 10 corridor from Lake Charles to Lafayette, Louisiana.

JD Bancshares, Inc. (OTCQX: JDVB) trades on the OTCQX Best Market. Companies meet high financial standards, follow best practice corporate governance, demonstrate compliance with U.S. securities laws, and have a professional third-party sponsor introduction. Investors can find current financial disclosure and Real-Time Level 2 quotes for the Company on www.otcmarkets.com\