Routing Number: 065204579
0.15%*
annual percentage yield* (APY)
Access online banking*
JD Classic Savings is the perfect basic savings account for our customers looking to save while earning interest!
JD Classic SAVINGS ACCOUNT EARNS interest ON BALANCES $200 AND Above.
- $4.00 Monthly Fee. The $4.00 monthly fee is waived if balance remains at $200 and above for the entire month.
- Balances $200 – $99,999.99 earn interest 0.15% APY*
- Tier 2: Balances $100,000 and above earn interest 0.30% APY
- Does not require JD Classic Checking.
- Free Online and Mobile Banking**.
- Minimum to open Classic Savings is $25
mobile wallet
online banking
free debit
disclaimer
*Annual Percentage Yield (APY) accurate as of 11/20/2025. The advertised JD Classic Savings APY is based on compounding interest. Average Daily Balance used to calculate interest on account. The actual interest paid may be less than the advertised APY. Rates are subject to change without notice after account is opened. Fees may reduce earnings.
**Carrier charges may apply. ***Overdraft and returned item fees may apply.