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0.15%*

annual percentage yield* (APY)

Access online banking*

JD Classic Savings is the perfect basic savings account for our customers looking to save while earning interest!  The JD Classic Savings account currently earns 0.15% APY* on balances $200 and above. 

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JD Classic SAVINGS ACCOUNT CURRENTLY EARNS 0.15% APY* ON BALANCES $200 AND Above. 

  • $4.00 Monthly Fee. The $4.00 monthly fee is waived on balances $200 and above.
  • Balances over $200 earn interest 0.15% APY*
  • Tier 2: Balances over $100,000 earn interest 0.30% APY
  • Three FREE withdrawals per month. $1.00 per withdrawal thereafter.
  • Does not require JD Classic Checking.
  • Free Online and Mobile Banking**.
  • Minimum to open Classic Savings is $25

mobile wallet

online banking

Card

free debit

disclaimer

*Annual Percentage Yield (APY) accurate as of 03/01/2025. The advertised JD Classic Savings APY is based on compounding interest. The actual interest paid may be less than the advertised APY. Rates are subject to change without notice after account is opened. Fees may reduce earnings.

**Carrier charges may apply.