Routing Number: 065204579
JD SIGNATURE CHECKING COMBINES OUR BEST ACCOUNT FEATURES!
JD Bank Signature Checking gives you the freedom and flexibility to control your finances and fees. JD Signature Checking is an interest bearing account, so you can watch your money grow while having access to our JD Signature Checking custom features.
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MONTHLY FEE | $10 Monthly Fee (Fee Waived if $40,000 Balance Maintained) |
EARNS INTEREST QUALIFICATIONS MET | YES 0.75% APY* on average checking balances when balance requirements are met: $40,000 in combined JD Signature Checking, JD Signature Savings, and Certificate of Deposit balances Interest is credited to JD Signature Checking account |
ACCOUNT QUALIFIERS | Average balance of $40,000 in combined balances |
DEBIT CARD | FREE |
ONLINE BANKING | FREE |
MOBILE BANKING** | FREE |
BILL PAY | FREE |
ATM CHARGES | Normal charges apply |
OVERDRAFT*** | $500.00 Overdraft Privilege Savings ODP available Line of Credit, with credit approval |
MONTHLY STATEMENT | E-STATEMENTS or PAPER STATEMENTS |
CUSTOM FEATURES |
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OPENING DEPOSIT | $25 |
SAVINGS ACCOUNT OFFERINGS | JD SIGNATURE SAVINGS Earns 2.50% APY* on full balance when JD Signature balance requirements are met during each monthly qualification cycle. Earns 0.05% APY* on full balance when balance requirements are not met No Monthly Service Fees \ Free Online and Mobile Banking** |
*Minimum to open account is $25 for JD Signature Checking and $25 for JD Signature Savings. Annual Percentage Yield (APY) accurate as of 11/20/2025. The advertised JD Signature Checking APY is based on compounding interest. Average Daily Balance used to calculate interest on account. The actual interest paid may be less than the advertised APY. Rates are subject to change without notice after the account is opened. Fees may reduce earnings. Member FDIC. **Carrier charges may apply. ***Overdraft and returned item fees may apply.
THE PERKS OF BANKING WITH JD BANK.
mobile BANKING
online banking
