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2.50%*

annual percentage yield* (APY)

Access online banking**

JD SIGNATURE SAVINGS ACCOUNT EARNS 2.50% APY* ON Full BALANCE When balance requirements are met during each monthly qualification cycle 

  • Earns 2.50% APY* on full balance when JD Signature balance requirements are met during each monthly qualification cycle
  • Earns 0.05% APY* on full balance when JD Signature balance requirements are not met 
  • JD Signature Checking Account required
  • No Monthly Service Fees
  • Free Online and Mobile Banking**
  • Minimum of $25 to open Signature Savings

mobile wallet

online banking

Card

free debit

disclaimer

*Minimum to open account is $25 for JD Signature Checking and $25 for JD Signature Savings. Annual Percentage Yield (APY) accurate as of 11/20/2025. The advertised JD Signature Checking APY is based on compounding interest. Average Daily Balance used to calculate interest on account. The actual interest paid may be less than the advertised APY. Rates are subject to change without notice after the account is opened. Fees may reduce earnings. Member FDIC.

**Carrier charges may apply.