annual percentage yield* (APY)
no minimum balance
Access online banking**
JD Signature Savings is a tiered savings account that pairs with our JD Signature Checking for our customers looking to save while earning interest! The JD Signature Savings account currently earns 0.50% APY* on balances up to $30,000, and 0.15% APY on balances over $30,000 when JD Signature Checking qualifications are met. No minimum balance is required.
JD SIGNATURE SAVINGS ACCOUNT IS A TIERED SAVINGS ACCOUNT THAT CURRENTLY EARNS 0.50% APY* ON BALANCES UP TO $30,000, AND 0.15% APY* ON BALANCES OVER $30,000. NO MINIMUM BALANCE REQUIRED.
- Tier 1 – 0.50% APY* on balances up to $30,000 (When JD Signature Checking qualifications are met)
- Tier 2 – 0.15% APY* on balances over $30,000 (When JD Signature Checking qualifications are met)
- Tier 3 – 0.05% APY* on full balances if JD Signature Checking qualifications are NOT met
- Requires JD Signature Checking
- No Monthly Service Fees
- Free Online and Mobile Banking**
*Minimum to open account is $25 for JD Signature Checking and $25 for JD Signature Savings. Annual Percentage Yield (APY) accurate as of 04/13/2023. JD Signature Checking pays interest as follows: 0.25% APY applies to all balances, if qualifications are met during monthly qualification cycle. No interest is earned if qualifications are not met. The advertised JD Signature Checking APY is based on compounding interest. The actual interest paid may be less than the advertised APY. JD Signature Savings rate tiers are as follows: 0.50% APY applies to balances of $0.01-$30,000 and 0.15% APY applies to balances over $30,000, if qualifications are met during monthly qualification cycle on JD Signature Checking. A 0.05% APY applies to all balances if qualifications are not met. Rates are subject to change without notice after account is opened. Fee may reduce earnings. Member FDIC.
**Carrier charges may apply.