Candace Gaudette

 
Enroll now.   Forgot Password?
Click Here to Register

Candace Gaudette

commercial lender

Candace Gaudette Banker

Candace started her career in the Northwest and is now based in Lafayette, LA. She has been with JD Bank since 2021 and in the financial industry nearly 20 years. With her extensive experience in financial services, Candace enjoys building and maintaining strong, meaningful relationships. Which provides her the opportunity to discover the needs of each client, and tailor the product and service solutions that add value to her commercial clients.

In her free time she enjoys photography, attending sporting events, exploring new restaurants in Lafayette and traveling with her husband.

CALL CANDACE AT 337-541-2287
Let's Begin!
Email Candace
Let's Begin!

areas of expertise

  • Commercial Real Estate Financing (Investment & Owner-occupied)
  • Business Lines of Credit
  • Equipment Financing
  • Relationship Banking

About JD Bank Commercial Lending

Whether you have an established company, your business is rapidly growing or you are considering starting your own business, JD Bank Business Loans can be a key to success.

All businesses need funding. JD Bank’s Commercial Loan Officers have the lending expertise you need to go from business plan to key-in-hand, and we have created business loans for companies in a variety of Louisiana industries. We will stand with you with experienced support and insight as we work together to achieve your business goals. At JD Bank we take the success of your business personally, and our specialty is working with the people, industries and local businesses of Louisiana.

summary

Whether you’re just starting out or ready to expand, get a great business loan that fits your particular needs.

  • Great rates
  • Flexible terms
  • Personalized service
  • Experienced advisors
  • Local decision making
  • Quick approval

Jackelyn Gallo

 
Enroll now.   Forgot Password?
Click Here to Register

Jackelyn Gallo

commercial lender

Get to know Jackelyn Gallo, one of JD Bank’s Commercial Lenders and the Regional Market Executive for the Northshore and Baton Rouge Markets.  A native of New Orleans, Jackelyn received her Undergraduate Degree from the University of New Orleans followed by her Master of Business Administration from Southeastern Louisiana University.

Jackelyn has over 22 years of commercial banking experience in her local market, and is currently managing the east expansion of JD Bank to complete our bank’s footprint across the remainder of South Louisiana.  She is an accomplished and well respected banker in the region and enjoys helping customers meet their financial goals through the financing of commercial projects including real estate, equipment, operating lines of credit, and many other business needs.  When not working, Jackelyn volunteers much of her time with numerous local non-profit and business organizations.

Jackelyn and her husband, Captain Mike Gallo, have been married over 20 years and have one son who proudly served in the United States Marine Corps.  If you are in the market for a commercial loan in the Northshore/Baton Rouge Region, give Jackelyn a call at 985.334.4227.

 

 

CALL JACKELYN AT 985-334-4227
Let's Begin!
Email Jackelyn
Let's Begin!

areas of expertise

  • Business Lines of Credit
  • Equipment Financing
  • Commercial Construction Lines of Credit
  • Relationship Banking
  • Investment and Owner-occupied Real Estate Financing
  • Business Expansion
  • Non-Profit Banking

About JD Bank Commercial Lending

Whether you have an established company, your business is rapidly growing or you are considering starting your own business, JD Bank Business Loans can be a key to success.

All businesses need funding. JD Bank’s Commercial Loan Officers have the lending expertise you need to go from business plan to key-in-hand, and we have created business loans for companies in a variety of Louisiana industries. We will stand with you with experienced support and insight as we work together to achieve your business goals. At JD Bank we take the success of your business personally, and our specialty is working with the people, industries and local businesses of Louisiana.

summary

Whether you’re just starting out or ready to expand, get a great business loan that fits your particular needs.

  • Great rates
  • Flexible terms
  • Personalized service
  • Experienced advisors
  • Local decision making
  • Quick approval

JD Bancshares, Inc. Reports Strong Financial Results for Three and Twelve Month Periods Ended December 31, 2022

PRESS RELEASE 
January 19, 2023 
JD Bancshares, Inc. 

FOR IMMEDIATE RELEASE
For more information contact:
Bruce Elder (CEO) (337-246-5399)
Paul Brummett (CFO) (337-824-1422)
Website: www.jdbank.com

JD Bancshares, Inc. Reports STRONG Financial Results for Three and Twelve-Month Periods Ended December 31, 2022

Jennings, LA., January 19, 2023 (ACCESSWIRE) – JD Bancshares, Inc. (the “Company”), (OTCQX: JDVB),
the parent holding company of JD Bank (the “Bank”), reports its unaudited financial results for the three and
twelve-month periods ended December 31, 2022. 

Net income is $3,492,661 or $1.02 per share for the three-month period ended December 31, 2022 compared to $3,388,452 or $0.99 per share for the linked quarter ended September 30, 2022 and $2,977,469 or $0.87 per common share for the prior year quarter ended December 31, 2021. Pre-tax, pre-provision operating income (PTPPOI) for the current quarter is $4,734,605 compared to $4,261,659 for the linked quarter and $3,056,079 for the comparative prior year quarter. The 11.10% and 54.92% increases in PTPPOI over the linked and prior year quarters, respectively, are due primarily to increases in the volume of loans outstanding and the impact of higher interest rates on both loan and investment securities income. PTPPOI excludes taxes, provision for loan losses, recognized origination fees earned from the Paycheck Protection Program (PPP), net gains and losses on the sale of other real estate owned (OREO), gains on the sale of investment securities and other non-recurring items.

For the twelve-month period ended December 31, 2022, net income is $12,166,756 or $3.56 per share compared to $11,014,968 or $3.21 per share for the prior year period ended December 31, 2021. Pre-tax, pre-provision operating earnings for the two comparative twelve-month periods increased by 33.68% and is $14,712,149 compared to $11,005,324.

READ THE FULL RELEASE HERE.

About JD Bancshares, Inc.

JD Bancshares, Inc. is the bank holding company of JD Bank, a state chartered bank headquartered in Jennings, Louisiana. JD Bank has been serving the citizens of southwest Louisiana since 1947 and offers a variety of personal and commercial lending and deposit products through both physical and digital delivery channels. The Bank also offers both trust and investment services. JD Bank operates through 22 full service branch offices located along the Interstate 10 corridor from Lake Charles to Lafayette, Louisiana. JD Bancshares, Inc. may be accessed on its website at www.jdbank.com/investor relations.

JD Bancshares, Inc. (OTCQX: JDVB) trades on the OTCQX Best Market. Companies meet high financial standards, follow best practice corporate governance, demonstrate compliance with U.S. securities laws, and have a professional third-party sponsor introduction. Investors can find current financial disclosure and Real-Time Level 2 quotes for the Company on www.otcmarkets.com.

JD Bancshares, Inc. Declares Cash Dividend and OTCQX Recognition

JD Bancshares, Inc. Declares Cash Dividend AND OTCQX RECOGNITION

Jennings, La., January 19, 2023 (ACCESSWIRE) – JD Bancshares, Inc. (OTCQX: JDVB) Dan L. Donald, Jr.,
Chairman of the Board of Directors of JD Bancshares, Inc., announced that at its regularly scheduled meeting on January 18, 2023, the Board voted to pay a cash dividend in the amount of $0.27 per share on February 3, 2023 to the shareholders of record on January 28, 2023.

The amount and payment of future dividends for the JD Bancshares, Inc. common stock is determined on a quarterly basis, based on earnings, financial condition, capital requirements and other factors.

The Company is also pleased to announce it has been named to the 2023 OTCQX Best 50, a ranking of top performing companies traded on the OTCQX Best Market.

The OTCQX Best 50 is an annual ranking of the top 50 U.S. and international companies traded on the OTCQX Best Market. The ranking is calculated based on an equal weighting of one-year total return and average daily dollar volume growth in the previous calendar year. Companies in the 2023 OTCQX Best 50 were ranked based on their performance in 2022.

Bruce W. Elder, President & CEO of JD Bancshares, Inc. stated “it is an honor to be named #19 out of the top 50 OTCQX companies. We have made a concerted effort to increase our trading volume and this recognition validates those efforts.”

For the complete 2023 OTCQX Best 50 ranking, visit: OTCQX Best 50

About JD Bancshares, Inc.

JD Bancshares, Inc. is the bank holding company of JD Bank, a state chartered bank headquartered in Jennings, Louisiana. JD Bank has been serving the citizens of southwest Louisiana since 1947 and offers a variety of personal and commercial lending and deposit products through both physical and digital delivery channels. The Bank also offers both trust and investment services. JD Bank operates through 22 full-service branch offices located along the Interstate 10 corridor from Lake Charles to Lafayette, Louisiana. JD Bancshares, Inc. may be accessed on its website at www.jdbank.com/investor relations.

JD Bancshares, Inc. (OTCQX: JDVB) trades on the OTCQX Best Market. Companies meet high financial standards, follow best practice corporate governance, demonstrate compliance with U.S. securities laws, and have a professional third-party sponsor introduction. Investors can find current financial disclosure and Real-Time Level 2 quotes for the Company on www.otcmarkets.com.

Contact:

Bruce Elder (CEO) 337-246-5399
Paul Brummett (CFO) 337-246-5395

JD Bank Welcomes Cherine Patin to Baton Rouge Loan and Deposit Production Office

January 3, 2023

FOR IMMEDIATE RELEASE
Contact: Ann Barilleaux, JD Bank
(337) 656-7326
ann.barilleaux@jdbank.com

JD Bank Welcomes Cherine Patin to Baton Rouge Loan and Deposit Production Office

Jennings, LA – JD Bank welcomes Cherine Patin to our team as a Commercial Lender in our combined loan and deposit production office located at 9026 Jefferson Hwy, Suite 402 in Baton Rouge. In this role, Cherine will cultivate relationships throughout Baton Rouge and the surrounding area, serving the personal and business financial needs of the region. “Cherine comes to us with a broad knowledge of all commercial products and banking in general.  Cherine’s personality and long history with the Baton Rouge market makes her a perfect fit for our community bank,” said Jimmy LeBlanc, EVP Chief Lending Officer.

With over 40 years of experience in the banking industry, Patin is well versed in all aspects of commercial and retail lending. She is an expert in helping individuals and businesses of varied backgrounds achieve financial stability and success. She most recently served as Business Banker with JPMorgan Chase in Baton Rouge. Born and raised in Baton Rouge, she is an active volunteer throughout the region. Patin serves as a United Way volunteer, Junior Achievement Instructor, and board member of the Louisiana Assistive Technology Access Network (LATAN). She also served as a board member and past-president for Baton Rouge Community College Foundation.

About JD Bank

Founded in 1947, JD Bank, Louisiana’s Community Bank, offers a variety of personal and commercial lending and deposit products through both physical and digital delivery channels. JD Bank also offers both trust and investment services. JD Bank operates through 21 full service branch offices located along the Interstate 10 corridor from Lake Charles to Lafayette, Louisiana. For more information, visit www.jdbank.com or call 800-789-5159. Member FDIC. Equal Housing Lender.