JD Bank Announces Promotion of Misty Hearod to Vice President Trust Officer

February 2, 2023

FOR IMMEDIATE RELEASE
Contact: Ann Barilleaux, JD Bank
(337) 656-7326
ann.barilleaux@jdbank.com

JD BANK ANNOUNCES PROMOTION OF MISTY HEAROD TO VICE PRESIDENT TRUST OFFICER

Jennings, LA – JD Bank is pleased to announce the promotion of Misty Hearod to Vice President Trust Officer and Trust Department Manager. In her new role, Hearod is responsible for the management of JD Bank’s Trust Department, which consists of administering a large book of personal, medical, charitable, tribal, supplemental needs, asset preservation trusts, and Investment Agency accounts. She will also oversee the Trust Department’s administration of Corporate Employee Benefit Plans along with other retirement plans for individuals and businesses. Hearod joined JD Bank as a part-time teller in May 2003. She became a full-time employee of the Trust Department in August 2003.  

“Misty brings a wealth of experience and knowledge in the trust arena, and we are pleased that she will provide the continuity of leadership to our Trust Department. We look forward to her fresh perspectives and ideas as to how JD Bank becomes better known for offering exceptional trust services,” said Bruce Elder, President and CEO.

Hearod is a lifelong resident of the Southwest Louisiana area and graduated from Iota High School in 1999. She is a 2017 graduate of the Cannon Financial Personal Trust School at Boston University.


About JD Bank

Founded in 1947, JD Bank, Louisiana’s Community Bank, offers a variety of personal and commercial lending and deposit products through both physical and digital delivery channels. JD Bank also offers both trust and investment services. JD Bank operates through 21 full service branch offices located along the Interstate 10 corridor from Lake Charles to Lafayette, Louisiana. For more information, visit www.jdbank.com or call 800-789-5159. Member FDIC. Equal Housing Lender.

Candace Gaudette

 
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Candace Gaudette

commercial lender

Candace Gaudette Banker

Candace started her career in the Northwest and is now based in Lafayette, LA. She has been with JD Bank since 2021 and in the financial industry nearly 20 years. With her extensive experience in financial services, Candace enjoys building and maintaining strong, meaningful relationships. Which provides her the opportunity to discover the needs of each client, and tailor the product and service solutions that add value to her commercial clients.

In her free time she enjoys photography, attending sporting events, exploring new restaurants in Lafayette and traveling with her husband.

areas of expertise

  • Business Lines of Credit 
  • Equipment Financing
  • Commercial Construction Lines of Credit
  • Relationship Banking

About JD Bank Commercial Lending

Whether you have an established company, your business is rapidly growing or you are considering starting your own business, JD Bank Business Loans can be a key to success.

All businesses need funding. JD Bank’s Commercial Loan Officers have the lending expertise you need to go from business plan to key-in-hand, and we have created business loans for companies in a variety of Louisiana industries. We will stand with you with experienced support and insight as we work together to achieve your business goals. At JD Bank we take the success of your business personally, and our specialty is working with the people, industries and local businesses of Louisiana.

summary

Whether you’re just starting out or ready to expand, get a great business loan that fits your particular needs.

  • Great rates
  • Flexible terms
  • Personalized service
  • Experienced advisors
  • Local decision making
  • Quick approval

Jackelyn Gallo

 
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Jackelyn Gallo

commercial lender

Jackelyn Gallo

Get to know Jackelyn Gallo, one of JD Bank’s Commercial Lenders and the Regional Market Executive for the Northshore and Baton Rouge Markets.  A native of New Orleans, Jackelyn received her Undergraduate Degree from the University of New Orleans followed by her Master of Business Administration from Southeastern Louisiana University.

Jackelyn has over 22 years of commercial banking experience in her local market, and is currently managing the east expansion of JD Bank to complete our bank’s footprint across the remainder of South Louisiana.  She is an accomplished and well respected banker in the region and enjoys helping customers meet their financial goals through the financing of commercial projects including real estate, equipment, operating lines of credit, and many other business needs.  When not working, Jackelyn volunteers much of her time with numerous local non-profit and business organizations.

Jackelyn and her husband, Captain Mike Gallo, have been married over 20 years and have one son who proudly served in the United States Marine Corps.  If you are in the market for a commercial loan in the Northshore/Baton Rouge Region, give Jackelyn a call at 985.334.4227.

 

 

areas of expertise

  • Business Lines of Credit
  • Equipment Financing
  • Commercial Construction Lines of Credit
  • Relationship Banking
  • Investment and Owner-occupied Real Estate Financing
  • Business Expansion
  • Non-Profit Banking

About JD Bank Commercial Lending

Whether you have an established company, your business is rapidly growing or you are considering starting your own business, JD Bank Business Loans can be a key to success.

All businesses need funding. JD Bank’s Commercial Loan Officers have the lending expertise you need to go from business plan to key-in-hand, and we have created business loans for companies in a variety of Louisiana industries. We will stand with you with experienced support and insight as we work together to achieve your business goals. At JD Bank we take the success of your business personally, and our specialty is working with the people, industries and local businesses of Louisiana.

summary

Whether you’re just starting out or ready to expand, get a great business loan that fits your particular needs.

  • Great rates
  • Flexible terms
  • Personalized service
  • Experienced advisors
  • Local decision making
  • Quick approval

JD Bank Welcomes Cherine Patin to Baton Rouge Loan and Deposit Production Office

January 3, 2023

FOR IMMEDIATE RELEASE
Contact: Ann Barilleaux, JD Bank
(337) 656-7326
ann.barilleaux@jdbank.com

JD Bank Welcomes Cherine Patin to Baton Rouge Loan and Deposit Production Office

Jennings, LA – JD Bank welcomes Cherine Patin to our team as a Commercial Lender in our combined loan and deposit production office located at 9026 Jefferson Hwy, Suite 402 in Baton Rouge. In this role, Cherine will cultivate relationships throughout Baton Rouge and the surrounding area, serving the personal and business financial needs of the region. “Cherine comes to us with a broad knowledge of all commercial products and banking in general.  Cherine’s personality and long history with the Baton Rouge market makes her a perfect fit for our community bank,” said Jimmy LeBlanc, EVP Chief Lending Officer.

With over 40 years of experience in the banking industry, Patin is well versed in all aspects of commercial and retail lending. She is an expert in helping individuals and businesses of varied backgrounds achieve financial stability and success. She most recently served as Business Banker with JPMorgan Chase in Baton Rouge. Born and raised in Baton Rouge, she is an active volunteer throughout the region. Patin serves as a United Way volunteer, Junior Achievement Instructor, and board member of the Louisiana Assistive Technology Access Network (LATAN). She also served as a board member and past-president for Baton Rouge Community College Foundation.

About JD Bank

Founded in 1947, JD Bank, Louisiana’s Community Bank, offers a variety of personal and commercial lending and deposit products through both physical and digital delivery channels. JD Bank also offers both trust and investment services. JD Bank operates through 21 full service branch offices located along the Interstate 10 corridor from Lake Charles to Lafayette, Louisiana. For more information, visit www.jdbank.com or call 800-789-5159. Member FDIC. Equal Housing Lender.

JD Bank Grows Northshore Team with the Addition of Two Commercial Lenders

November 16, 2022

FOR IMMEDIATE RELEASE
Contact: Ann Barilleaux, JD Bank
(337) 656-7326
ann.barilleaux@jdbank.com

JD Bank Grows Northshore Team with the Addtion of two Commercial Lenders

Jennings, LA – JD Bank is pleased to announce that Thomas Druen and Jess Steelman have joined our team as Commercial Lenders in our combined loan and deposit production office located at 1409 W. Causeway Approach in Mandeville. Both will be responsible for cultivating new relationships to serve the personal and business financial needs of the Northshore region, strengthening the bank’s commercial loan portfolio. “I am delighted to welcome these two dynamic lenders to our team. With over 60 years of combined banking experience, they are the perfect addition to enhance JD Bank’s expansion into Northshore,” said Jackelyn Gallo, SVP Regional Market Executive – Northshore/Baton Rouge.

With over 47 years of experience in the banking industry, Druen is an expert in helping individuals and businesses of varied backgrounds achieve financial stability and success. He most recently served as Branch Manager and Lender for Gulf Coast Bank and Trust. Born and raised in New Orleans, Druen has been an active member of the Mandeville community for 30 years and previously served 15 years as Chairman of the Board of Commissioners for the St. Tammany Fire District No. 4.

A Louisiana native, Steelman has been in banking and finance for over 15 years, most recently working as a Branch Manager for The First Bank in Mandeville. Her passion is working with business and commercial customers and she received the prestigious National Achiever recognition from Chase Bank. She is a 2017 graduate of Leadership Northshore and is actively involved in Professional Women of St. Tammany, Dos Amigos – Dental Medical Missions, and East St. Tammany Habitat for Humanity.

About JD Bank

Founded in 1947, JD Bank, Louisiana’s Community Bank, offers a variety of personal and commercial lending and deposit products through both physical and digital delivery channels. JD Bank also offers both trust and investment services. JD Bank operates through 21 full service branch offices located along the Interstate 10 corridor from Lake Charles to Lafayette, Louisiana. For more information, visit www.jdbank.com or call 800-789-5159. Member FDIC. Equal Housing Lender.

JD Bancshares, Inc. Declares Cash Dividend

PRESS RELEASE 
July 20, 2022 
JD Bancshares, Inc. 

FOR IMMEDIATE RELEASE
For more information contact:
Bruce Elder (CEO) (337-246-5399)
Paul Brummett (CFO) (337-246-5395)
Website: www.jdbank.com

JD Bancshares, Inc. Declares Cash Dividend

Jennings, La., April 20, 2022 (ACCESSWIRE) – JD Bancshares, Inc. (OTCQX: JDVB) Dan L. Donald, Jr.,  Chairman of the Board of Directors of JD Bancshares, Inc., announced that at its regularly scheduled  meeting on July 19, 2022, the Board voted to pay a cash dividend in the amount of $0.25 per share on  August 5, 2022 to the shareholders of record on July 29, 2022.

The amount and payment of future dividends for the JD Bancshares, Inc. common stock is determined on a quarterly basis, based on earnings, financial condition, capital requirements and other factors. 

About JD Bancshares, Inc.

JD Bancshares, Inc. is the bank holding company of JD Bank, a state chartered bank headquartered in Jennings, Louisiana. JD Bank has been serving the citizens of southwest Louisiana since 1947 and offers a variety of personal and commercial lending and deposit products through both physical and digital delivery channels. The Bank also offers both trust and investment services. JD Bank operates through 22 full-service branch offices located along the Interstate 10 corridor from Lake Charles to Lafayette, Louisiana. JD Bancshares, Inc. may be accessed on its website at www.jdbank.com/investor relations.

JD Bancshares, Inc. (OTCQX: JDVB) trades on the OTCQX Best Market. Companies meet high financial standards, follow best practice corporate governance, demonstrate compliance with U.S. securities laws, and have a professional third-party sponsor introduction. Investors can find current financial disclosure and Real-Time Level 2 quotes for the Company on www.otcmarkets.com.

JD Bank to Open New Location at 119 W. Sale Rd. on July 5

June 8, 2022

FOR IMMEDIATE RELEASE
Contact: Ann Barilleaux, JD Bank
(337) 656-7326
ann.barilleaux@jdbank.com

JD Bank to Open New Location at 119 W. Sale Rd. on July 5

Jennings, LA – JD Bank is pleased to announce that our 119 W. Sale Road location will open July 5, 2022, offering a high-tech, high-touch approach to serve the personal and business financial needs of the Lake Charles community. This full-service branch replaces our Ryan Street location, which was destroyed by Hurricane Laura in 2020. “After the destruction of our McNeese Branch in August 2020, we made a commitment to our customers and the Lake Charles community to help revitalize the University area that was hit hard by hurricane devastation.  Our team is ready to open a new, innovative and modern branch on W. Sale Road.  Our efforts, combined with some exciting redevelopment by McNeese University, will create a vibrant environment at the Ryan Street and W. Sale Road intersection.  We look forward to continuing to offer JD Bank’s unique brand of community banking at this new location,” said Bruce W. Elder, President and CEO.

Oliver Clark, SVP Regional Manager, has been selected as manager and consumer lender for the W. Sale Road location. Clark currently serves as a Regional Manager and is responsible for the management of the Iowa, Jennings, Lake Arthur, Morganfield, and Welsh JD Bank locations. He is also the Branch Manager of our Hwy 14 Branch located at 2726 Gerstner Memorial Blvd. Clark began his banking career at JD Bank in 2003 and has served as Banker, Loan Associate, Consumer Lender, Assistant Branch Manager, and Branch Manager. He is a graduate of Leadership Southwest Louisiana and the LSU Graduate School of Banking. Active in the community, Clark volunteers with Big Brothers Big Sisters of Southwest Louisiana, serves on the Board for Kiwanis Club of Southwest Contraband, and is a reserve deputy for the Calcasieu Parish Sheriff’s Office.

Kayla Robinson, AVP Morganfield Branch Manager, will serve as manager and consumer lender for both the Morganfield and Hwy 14 locations. Robinson is a graduate of McNeese State University with a bachelor’s degree in business administration and an active member of Zeta Phi Beta Sorority. She is a graduate of the LBA’s Leadership School and Bankers School for Supervisory Training, and Leadership Southwest Louisiana. Robinson is also a volunteer for Junior Achievement and United Way of Southwest Louisiana.

About JD Bank

Founded in 1947, JD Bank, Louisiana’s Community Bank, offers a variety of personal and commercial lending and deposit products through both physical and digital delivery channels. JD Bank also offers both trust and investment services. JD Bank operates through 21 full service branch offices located along the Interstate 10 corridor from Lake Charles to Lafayette, Louisiana. For more information, visit www.jdbank.com or call 800-789-5159. Member FDIC. Equal Housing Lender.

JD Bank adds Jackelyn Gallo to Team to Lead Expansion in Southeast Louisiana

June 1, 2022

FOR IMMEDIATE RELEASE
Contact: Ann Barilleaux, JD Bank
(337) 656-7326
ann.barilleaux@jdbank.com

JD BANK ADDS JACKELYN GALLO TO TEAM TO LEAD EXPANSION IN SOUTHEAST LOUISIANA

Jennings, LA – JD Bank is pleased to announce that Jackelyn Gallo has joined our team as Regional Market Executive. With the addition of Gallo, JD will expand its footprint to serve the personal and business financial needs of the Northshore and Baton Rouge market areas. “Jackelyn is a very talented banker who brings great energy and expertise as JD Bank begins to expand its presence beyond our current footprint. We anticipate seeking approval for loan and deposit production offices in Baton Rouge and the Northshore area of south Louisiana in the third quarter of 2022,” said Bruce W. Elder, JD Bank President & CEO.

Gallo is an accomplished and well respected banker in the Northshore and Greater New Orleans Metro Area. Over her 21 year banking career she has successfully developed and managed business banking professionals in the areas of portfolio management, relationship management, client experience, prospecting, profitability, monitoring, and risk management. As Regional Market Executive, she will lead our expansion efforts as we introduce the JD Bank brand of community banking in Southeast Louisiana. She will also serve as a commercial lender for this region and help customers meet their financial goals through the financing of commercial projects including real estate, equipment, operating lines of credit, and other business needs. “I am proud to join JD Bank at such an exciting time and bring our 75-year history of community banking to the Northshore and Baton Rouge markets. Having lived in both areas, this opportunity is a unique calling for me. As I joined the team, it was quickly apparent that everyone within the bank lives the culture of being client and community focused in everything we do. Our entire team is committed to the success of our growth across Southeast Louisiana as ‘Louisiana’s Community Bank’ where we are truly ‘Neighbors Banking on Neighbors,’” said Gallo.

Born and raised in the New Orleans Metro area, Gallo is a graduate of the University of New Orleans and received her MBA from Southeastern Louisiana University. Active in the community, she is a Board Member for the East St. Tammany Business Alliance, Founding Board Member of Bring It Home Northshore, and Board Member of Steel Mimosas, an organization of 100 women who collectively support local non-profit organizations. She and her husband Captain Mike Gallo have been married for over 20 years and enjoy spending time together fishing in the beautiful Louisiana marsh.

About JD Bank

Founded in 1947, JD Bank, Louisiana’s Community Bank, offers a variety of personal and commercial lending and deposit products through both physical and digital delivery channels. JD Bank also offers both trust and investment services. JD Bank operates through 21 full service branch offices located along the Interstate 10 corridor from Lake Charles to Lafayette, Louisiana. For more information, visit www.jdbank.com or call 800-789-5159. Member FDIC. Equal Housing Lender.

5 Key Benefits of Mobile Banking in 2022

5 key benefits of mobile banking in 2022

Source: Adapted from bankrate.com

1. Accessing the bank 24/7. 

Unlike a bank branch, mobile banking conveniently gives you access to your account anytime you like — with some exceptions, such as planned maintenance updates and unexpected outages.

This ease of accessibility saves you time. Mobile check deposit, for example, a feature most banking apps offer, allows you to deposit a check on the go or from the comfort of your couch.

Mobile banking can also help alleviate pandemic-related health worries and other concerns consumers may have regarding banking in person.

2. Paying IOUs

When you are logged into your mobile banking app, it’s easy to pay back someone you know.

Banks across the country partner with Zelle so that you can send someone money in minutes through the bank’s mobile app rather than paying people with cash or a check.

You only need to know recipients’ email addresses or phone numbers to send them money. If your bank doesn’t offer Zelle, it usually lets you transfer funds to someone else’s bank account if you know their routing and account numbers.

3. Strengthening security. 

Banks are in the business of guarding your assets — including transactions made using their mobile apps. Though nothing is foolproof, there are ways you can step up security precautions if you’re concerned about mobile banking security.

Financial institutions often require a username and password to sign into a mobile app and offer additional safety features to further safeguard your account. Multi-factor authentication, for example, requires at least two kinds of verification to prove that it’s really you. The first are the account credentials (your username and password) followed by a text with numeric code sent to your phone that needs to be submitted to gain access to the account.

Further, some mobile devices — and some bank apps — let you log in by scanning your face or fingerprint as yet another way to protect your digital bank account without trading convenience. “In mobile banking, you can really leverage biometrics for authentication,” ABA’s Morgan says.

The security features also allow you to lock or remotely disable your smartphone, should it go missing, to keep fraudsters out.

Your bank app may also let you share your location to help you spot payment fraud.

“It can be better for security for the consumer because we are getting to the world where we can do things like, ‘We know where your phone is and if your card is a long way from your phone, it might not be you,’” HM Bradley’s Bruhnke says. “There are a lot of interesting security controls that can come out of actually having the app installed.”

4. Providing added controls. 

Think of a mobile banking app as a remote control for your money. The app lets you deposit a check and send someone money whenever you wish.

These controls are getting more advanced. Some bank apps let you activate a new credit or debit card, for example.

“If someone tries to use their card that is not activated, a bank for years would just decline the card. That’s the default,” Bruhnke says. “Now if you have the mobile app, you can get a push notification of, ‘Hey, your card hasn’t been activated. Do you want to activate that?’”

It’s not the only way banks let you control your cards. A growing number of banks let you use their mobile apps to turn your debit or credit card off if it goes missing or is stolen. It’s a nice feature to help you feel instantly secure in a moment of panic. Calling a toll-free number is not required if you want to turn your card back on, either.

5. Offering clarity about where your financial data is going. 

Many consumers share bank data to use services like Venmo and Mint. Depending on how many outside apps you use, it can be quite taxing to remember which company has what bank data. So a number of banks are trying to help customers understand where it’s going by changing the way data is shared behind the scenes.

“We are seeing a lot more banks offer that functionality that gives consumers proactive control over where their data is going,” ABA’s Morgan says. “It’s not just the added security … But it’s also the importance of transparency so you see where your data is going, how it is being used and [controlled], the ability to turn off this thing when you are no longer using the service.”

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JD BANK WELCOMES TYLER RICHARD TO SWLA COMMERCIAL LENDING TEAM

May 23, 2022

FOR IMMEDIATE RELEASE
Contact: Ann Barilleaux, JD Bank
(337) 656-7326
ann.barilleaux@jdbank.com

JD BANK WELCOMES TYLER RICHARD TO SWLA COMMERCIAL LENDING TEAM

Jennings, LA – JD Bank is pleased to welcome Tyler Richard to our Commercial Lending Team. Richard will serve as AVP Commercial Lender in our Lake Charles market and work with customers throughout SWLA to help them meet their financial goals through the financing of commercial projects including real estate, equipment, operating lines of credit, and many other business needs. His office is located at our Nelson Road Branch, 4400 Nelson Road in Lake Charles. “JD Bank has a talented lending team and Tyler is the perfect addition to our growing organization,” said Jimmy LeBlanc, EVP Chief Commercial Banking Officer. 

Born and raised in Moss Bluff, Richard is a graduate of Sam Houston High School and SOWELA Technical Community College. He began his banking career in 2017 as a Commercial Relationship Manager with Iberia Bank. “My goal is to partner with businesses and assist them in achieveing long-term success,” said Richard.

Active in the community, Richard is a board member for the Literacy Council of SWLA and a member of the Greater Lake Charles Rotary Club. He is a 2020 graduate of Leadership Southwest, an annual development program of the SWLA Economic Development Alliance designed to prepare emerging civic leaders.

About JD Bank

Founded in 1947, JD Bank, Louisiana’s Community Bank, offers a variety of personal and commercial lending and deposit products through both physical and digital delivery channels. JD Bank also offers both trust and investment services. JD Bank operates through 21 full service branch offices located along the Interstate 10 corridor from Lake Charles to Lafayette, Louisiana. For more information, visit www.jdbank.com or call 800-789-5159. Member FDIC. Equal Housing Lender