During this unprecedented time, JD Bank wants you to beware of scams.

During this unprecedented time, JD Bank wants you to beware of scams.

Small business owners often get calls, emails or letters from entities with motives that are far from altruistic. During the past few months, there has been a significant increase in the number of scammers trying to take advantage of businesses and individuals in light of the economic assistance coming from the Federal government. 

A good thing to keep in mind is that, “If something sounds too good to be true, it probably is too good to be true.” The SBA doesn’t offer grants to small business owners. Help from a particular business won’t increase your chances of getting government contracts. You don’t have to pay to register in System for Award Management (SAM). Scammers are getting sneakier all the time, but you can still outsmart them.

Your government – federal, state, and local – is the best source of legitimate information. While government and government-funded entities may charge fees for training and services, they will be very clear about why they are charging the fees.

If you have a question about someone contacting you, keep some things in mind.

  • Don’t release any private information (especially Social Security numbers, credit card information, or banking information) in response to an unsolicited call, letter, or email.
  • Contact the Better Business Bureau (BBB) for more information on a company before you commit to anything.
  • Contact your state’s Attorney General’s office.
  • Do a reverse search of the phone number on the internet – you’ll often find that several people have listed the number as belonging to scammers. Ask for the number if you don’t have caller ID.

Here are some tips that should help.

  • Legitimate government entities will have websites and emails that end with .gov such as https://sba.gov.
  • Search “scam” or “scams” on https://sba.gov. You’ll find many of the scams that we already know exist.
  • Report scams. Report to the BBB and to the Attorney General. If someone purports to be affiliated with the SBA, contact your SBA office.
  • Contact your SBA office if you’re not sure how to apply for small business certification programs or have other questions pertaining to your small business. We’ll do our best to help and we won’t charge you anything!

JD Bank wants to protect you and your business. It is important not to allow funds to be deposited into your account on behalf of someone else. You should NEVER share your account number, personal identification number (PIN) or password with anyone. Our team is here to help you, feel free to reach out to your local branch if you have questions about your account or if something or someone gives you cause for concern. 

 

TRISHA CRAPPELL JOINS JD BANK MORTGAGE DEPARTMENT

PRESS RELEASE

July 29, 2020

FOR IMMEDIATE RELEASE
Contact: Ann Barilleaux, JD Bank
(337) 656-7326
ann.barilleaux@jdbank.com

TRISHA CRAPPELL JOINS JD BANK MORTGAGE DEPARTMENT

Jennings, LA – JD Bank is pleased to announce that Trisha Crappell has joined the Mortgage Department as a Mortgage Loan Originator. Her office is located in Lafayette at our branch at 300 Verot School Road. “Trisha is a great addition to our mortgage team,” said Lisa Johnson, VP Mortgage Department Manager. “She is committed to helping customers make their dream of homeownership a reality.”

A Lafayette native, she began her career in banking as a teller in 2011. She quickly became a Mortgage Loan Processor, assisting with loan closures, including consumer loans, mobile home financing and automobiles. “Helping people reach their goal of owning their dream home is truly rewarding,” said Crappell.

Active in the Lafayette community, she is a parent volunteer at Westminster Christian Academy and volunteers for the LARC Festival of Lights. She is member of the Acadiana Mortgage Lenders Association and the Acadian Home Builders Association. 

For more than 70 years, JD Bank home lenders have brought their resources and knowledge to help local people purchase a home, including Conventional Mortgages, Rural Development, FHA and VA Loans, and Construction Loans. Our construction loans include land, interim and permanent financing. JD Bank will take you from buying the property, through building your dream home, and after completion, into the permanent financing for your home.

About JD Bank

Founded in 1947, JD Bank, Louisiana’s Community Bank, offers a variety of personal and commercial lending and deposit products through both physical and digital delivery channels. JD Bank also offers both trust and investment services. JD Bank operates through 21 full service branch offices located along the Interstate 10 corridor from Lake Charles to Lafayette, Louisiana. For more information, visit www.jdbank.com or call 800-789-5159. Member FDIC. Equal Housing Lender.

JD BANK WELCOMES VETERAN COMMUNITY BANKER TO EUNICE BRANCH

PRESS RELEASE

July 23, 2020

FOR IMMEDIATE RELEASE
Contact: Ann Barilleaux, JD Bank
(337) 656-7326
ann.barilleaux@jdbank.com

JD BANK WELCOMES VETERAN COMMUNITY BANKER TO EUNICE BRANCH

Jennings, LA – JD Bank is pleased to announce that well-known community banker, Randall J. Vigee’, has joined the JD Bank team as SVP Commercial Lender. A Eunice native, Vigee’ has been integral in meeting the banking needs of the Eunice community for over 30 years. He will be located at the JD Bank Eunice Branch located at 300 Park Ave. “Randall’s talent and expertise in commercial lending make him a great asset to the JD Bank family,” said President & CEO Bruce W. Elder. “Randall’s commitment to the success of Eunice shows in his passion for helping his customers meet their financial goals.”

Vigee’ is a graduate of Eunice High School and earned a Bachelor of Science in Finance from Louisiana State University. He is a 1991 graduate of the Graduate School of Banking of the South. “I am excited about the opportunity to serve my customers and the entire region with JD Bank,” said Vigee’.

He and his wife, Susan, share a love for travel, enjoy hunting, and are avid fishermen. Vigee’ has been active in the Eunice Chamber of Commerce, Kiwanis Club, Jaycees and the Eunice Rotary Club.

About JD BankFounded in 1947, JD Bank, Louisiana’s Community Bank, offers a variety of personal and commercial lending and deposit products through both physical and digital delivery channels. JD Bank also offers both trust and investment services. JD Bank operates through 21 full service branch offices located along the Interstate 10 corridor from Lake Charles to Lafayette, Louisiana. For more information, visit www.jdbank.com or call 800-789-5159. Member FDIC. Equal Housing Lender.

Lori Mitchell

 
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Lori Mitchell

commercial lender

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Get to know Lori Mitchell, JD Bank’s Commercial Lender for the Sulphur Market.

Mitchell started her banking career in 1980 as a teller and worked her way up through the ranks as a collector, loan associate, appraisal reviewer, compliance assistant, and consumer lender. In 1995, she was hired by JD Bank and during her 17-year career served as Branch Manager for the Sulphur and Kinder branches and Commercial Lender for the Kirby St. Branch in Lake Charles. Most recently, she worked as a Commercial Lender for another local bank for six years before returning to JD Bank. “I am excited to be back home and look forward to maintaining close banking relationships with my customers,” said Mitchell.

Mitchell and her husband, Billy, reside in DeQuincy and have three married children and nine grandchildren. She is active in the community as a member of the DeQuincy Federated Service League, Secretary/Treasurer for the DeQuincy Veterans Organization, and teaches preschool for her church, Crosspoint Community Church.If you are in the market for a commercial loan in Sulphur, give Lori a call at 337-656-7340.

areas of expertise

  • Commercial Real Estate
  • Rental Investments
  • Subdivision Development
  • Spec Homes
  • RV Parks
  • Other Business Needs

About JD Bank Commercial Lending

Whether you have an established company, your business is rapidly growing or you are considering starting your own business, JD Bank Business Loans can be a key to success.

All businesses need funding. JD Bank’s Commercial Loan Officers have the lending expertise you need to go from business plan to key-in-hand, and we have created business loans for companies in a variety of Louisiana industries. We will stand with you with experienced support and insight as we work together to achieve your business goals. At JD Bank we take the success of your business personally, and our specialty is working with the people, industries and local businesses of Louisiana.

summary

Whether you’re just starting out or ready to expand, get a great business loan that fits your particular needs.

  • Great rates
  • Flexible terms
  • Personalized service
  • Experienced advisors
  • Local decision making
  • Quick approval

JD Bank Welcomes Lori Mitchell As SVP Commercial Lender

PRESS RELEASE

July 15, 2020

FOR IMMEDIATE RELEASE
Contact: Ann Barilleaux, JD Bank
(337) 656-7326
ann.barilleaux@jdbank.com

JD BANK WELCOMES LORI MITCHELL AS SVP COMMERCIAL LENDER

Jennings, LA – Lori Mitchell has joined JD Bank as SVP Commercial Lender. Mitchell will be located at the JD Bank Sulphur Branch located at 2905 Maplewood Drive. With over 38 years of experience in the banking industry, she works with business customers throughout SWLA to help them meet their financial goals through the financing of commercial real estate including rental investments, subdivision development, spec homes, RV Parks, and many other business needs. “Lori is a talented community banker with exceptional lending skills. We are delighted to have her return to our team and look forward to her growth and success at JD Bank,” said JD Bank President & CEO, Bruce W. Elder.

Mitchell started her banking career in 1980 as a teller and worked her way up through the ranks as a collector, loan associate, appraisal reviewer, compliance assistant, and consumer lender. In 1995, she
was hired by JD Bank and during her 17-year career served as Branch Manager for the Sulphur and Kinder branches and Commercial Lender for the Kirby St. Branch in Lake Charles. Most recently, she worked as a Commercial Lender for Pedestal Bank for six years before returning to JD Bank. “I am excited to be back home and look forward to maintaining close banking relationships with my customers,” said Mitchell.

Mitchell and her husband, Billy, reside in DeQuincy and have three married children and nine grandchildren. She is active in the community as a member of the DeQuincy Federated Service League, Secretary/Treasurer for the DeQuincy Veterans Organization, and teaches preschool for her church, Crosspoint Community Church.

About JD Bank

Founded in 1947, JD Bank, Louisiana’s Community Bank, offers a variety of personal and commercial lending and deposit products through both physical and digital delivery channels. JD Bank also offers both trust and investment services. JD Bank operates through 21 full service branch offices located along the Interstate 10 corridor from Lake Charles to Lafayette, Louisiana. For more information, visit www.jdbank.com or call 800-789-5159. Member FDIC. Equal Housing Lender.

Cheryl Huval Named Manager of JD Bank Branches in Jennings

PRESS RELEASE

July 7, 2020

FOR IMMEDIATE RELEASE
Contact: Ann Barilleaux, JD Bank
(337) 656-7326
ann.barilleaux@jdbank.com

CHERYL HUVAL NAMED MANAGER OF JD BANK BRANCHES IN JENNINGS

Jennings, LA – Cheryl Huval, a Jennings native, has been named VP Branch Manager of JD Bank’s N. Main St., Roberts Ave., and W. Division branches in Jennings. In this new role Huval will oversee daily operations at the three branches. Huval, who has served as the Consumer Lender at the N. Main location, will continue to work with JD Bank customers to meet their lending needs. “Cheryl is truly dedicated to the success of her customers and to JD Bank. She is a talented and experienced banker and this promotion is well-deserved,” said Bruce W. Elder, President and CEO.

Huval began her banking career as a teller at JD Bank in 1985. She has served in various roles throughout her 35-year career, including documentation review clerk, loan processing clerk, collections, insurance clerk, and loan associate. “For the past 27 years I have been a Consumer Loan Officer. This has been my greatest achievement and source of satisfaction because it has afforded me the opportunity to serve my community in which I was able to be a small part in making dreams come true,” said Huval.

Active in the community, she is a member of the Lions Club and participates in local events, including CADA Taste and Tell, Laugh for Life, as well as assisting many other organizations throughout Jeff Davis Parish.

About JD Bank

Founded in 1947, JD Bank, Louisiana’s Community Bank, offers a variety of personal and commercial lending and deposit products through both physical and digital delivery channels. JD Bank also offers both trust and investment services. JD Bank operates through 21 full service branch offices located along the Interstate 10 corridor from Lake Charles to Lafayette, Louisiana. For more information, visit www.jdbank.com or call 800-789-5159. Member FDIC. Equal Housing Lender.

JD BANK ANNOUNCES PROMOTIONS IN ACADIANA

PRESS RELEASE

July 6, 2020

FOR IMMEDIATE RELEASE
Contact: Ann Barilleaux, JD Bank
(337) 656-7326
ann.barilleaux@jdbank.com

JD BANK ANNOUNCES PROMOTIONS IN ACADIANA

Jennings, LA – JD Bank is pleased to announce the promotions of Commercial Lenders, Kevin Caswell, Lafayette, Tina Vidrine, Opelousas, Mike Comeaux and Chad Hebert, both of New Iberia, to Senior Vice President. Caswell, Vidrine, Comeaux and Hebert joined JD Bank’s Commercial Lending department in 2014. “JD Bank has a talented Commercial Lending team in our Acadiana market and these promotions are well-deserve,” said Bruce W. Elder, JD Bank President and CEO. “With their combined experience and expertise in the banking industry, I look forward to the continued growth and success of our Acadiana branches.”

Caswell has more than 30 years of banking experience and specializes in commercial lending in Lafayette and the surrounding area. A Commercial Lender for the past 25 years, Caswell began his banking career as a Credit Analyst, earning the position of Senior Analyst and Credit Analysis Department Manager. From this role he transitioned into commercial lending and was credited with beginning the Commercial Banking Department for Teche Federal Bank. Caswell is active in the Lafayette community serving on the Board of Goodwill of Acadiana and the Rotary Club of Lafayette.

Vidrine has over 40 years of banking experience and specializes in commercial lending in St. Landry Parish. She has served as a Commercial Lender for the past 20 years. She previously supervised loan operations and worked with the loan review, credit analysis and special assets departments. Vidrine is very active in the Opelousas community. She is a member and Past President of the Opelousas Rotary Club receiving the prestigious Paul Harris Fellow Award. Vidrine is a graduate of LSU’s Graduate School of Banking and Leadership St. Landry.

Comeaux has 27 years of experience as a Commercial Lender and over 40 years of banking experience. Comeaux has held various roles throughout his career, including Credit/Collections and Secondary Market Lending. He is active in the New Iberia community through his involvement with the Optimist Club and the Knights of Columbus. He also served on the Iberia Youth Football Associate Board, the Evangeline Little League Board, and was a United Way Division Co-Chairman. Mike is a graduate of the University of Southwestern Louisiana, LSU’s Graduate School of Banking and Oklahoma State University’s Commercial Lending School.

Hebert has 30 years of banking experience and has held numerous roles through his career in Collections/Recovery, as an Assistant Manager and as a Branch Manager. He has worked as a Commercial Lender for the past 19 years. Hebert is active in the Acadiana community by serving on the Board and as past Chairman of Goodwill Industries of Acadiana, the Acadiana March of Dimes Revenue Board, and is Chair-Elect of Cadence of Acadiana. Hebert is a graduate of Leadership Iberia.

About JD Bank

Founded in 1947, JD Bank, Louisiana’s Community Bank, offers a variety of personal and commercial lending and deposit products through both physical and digital delivery channels. JD Bank also offers both trust and investment services. JD Bank operates through 21 full service branch offices located along the Interstate 10 corridor from Lake Charles to Lafayette, Louisiana. For more information, visit www.jdbank.com or call 800-789-5159. Member FDIC. Equal Housing Lender.

JD BANCSHARES RANKED IN TOP 200 PUBLICLY TRADED COMMUNITY BANKS BY AMERICAN BANKER MAGAZINE

PRESS RELEASE

June 22, 2020

FOR IMMEDIATE RELEASE
Contact: Ann Barilleaux, JD Bank
(337) 656-7326
ann.barilleaux@jdbank.com

JD BANCSHARES RANKED IN TOP 200 PUBLICLY TRADED COMMUNITY BANKS BY AMERICAN BANKER MAGAZINE

Jennings, La.- JD Bancshares, Inc. (the “Company”), (OTCQX: JDVB), the parent holding company of JD Bank, is pleased to announce that it has been named to American Banker magazine’s Top 200 Publicly Traded Community Banks. The ranking is based on three-year average return on equity through December 31, 2019. The Company began trading March 16, 2020, on OTCQX under the symbol “JDVB.”

“It is an honor to be recognized on this prestigious list of community banks,” said Bruce W. Elder, JD Bank President and CEO. “Our talented team makes our success possible and this recognition provides evidence that our values, service and products are creating value for our stockholders.”

About JD Bancshares, Inc.

JD Bancshares, Inc. is the bank holding company of JD Bank, a state chartered bank headquartered in Jennings, Louisiana.  JD Bank has been serving the citizens of southwest Louisiana since 1947 and offers a variety of personal and commercial lending and deposit products through both physical and digital
delivery channels.  The Bank also offers both trust and investment services. JD Bank operates through 21
full service branch offices located along the Interstate 10 corridor from Lake Charles to Lafayette, Louisiana.  JD Bancshares, Inc. may be accessed on its website at www.jdbank.com/investor-relations.

JD Bancshares, Inc. (OTCQX: JDVB) trades on the OTCQX Best Market.  Companies meet high financial standards, follow best practice corporate governance, demonstrate compliance with U.S. securities
laws, and have a professional third-party sponsor introduction.  Investors can find current financial disclosure and Real-Time Level 2 quotes for the Company on www.otcmarkets.com.

About JD Bank

Founded in 1947, JD Bank, Louisiana’s Community Bank, offers a variety of personal and commercial lending and deposit products through both physical and digital delivery channels. JD Bank also offers both trust and investment services. JD Bank operates through 21 full service branch offices located along the Interstate 10 corridor from Lake Charles to Lafayette, Louisiana. For more information, visit www.jdbank.com or call 800-789-5159. Member FDIC. Equal Housing Lender.

JD Bancshares, Inc. Declares Cash Dividend

PRESS RELEASE

June 17, 2020

JD Bancshares, Inc.

FOR IMMEDIATE RELEASE
For more information contact:
Bruce Elder (CEO) (337-246-5399)
Paul Brummett (EVP) (337-824-1422)
Website: www.jdbank.com
JD Bancshares, Inc. Declares Cash Dividend

Jennings, Louisiana – JD Bancshares, Inc. (OTCQX: JDVB) Dan L. Donald, Jr., Chairman of the Board of
Directors of JD Bancshares, Inc., announced that at its regularly scheduled meeting on June 16, 2020,the Board voted to pay a cash dividend in the amount of $0.59 per share on July 6, 2020 to the shareholders of record on June 26, 2020.

The amount and payment of future dividends for the JD Bancshares, Inc. common stock is determined on a quarterly basis, based on earnings, financial condition, capital requirements and other factors.

About JD Bancshares, Inc.

JD Bancshares, Inc. is the bank holding company of JD Bank, a state chartered bank headquartered in Jennings, Louisiana.  JD Bank has been serving the citizens of southwest Louisiana since 1947 and offers a variety of personal and commercial lending and deposit products through both physical and digital
delivery channels.  The Bank also offers both trust and investment services. JD Bank operates through 21
full service branch offices located along the Interstate 10 corridor from Lake Charles to Lafayette, Louisiana.  JD Bancshares, Inc. may be accessed on its website at www.jdbank.com/investor-relations.

JD Bancshares, Inc. (OTCQX: JDVB) trades on the OTCQX Best Market.  Companies meet high financial standards, follow best practice corporate governance, demonstrate compliance with U.S. securities
laws, and have a professional third-party sponsor introduction.  Investors can find current financial disclosure and Real-Time Level 2 quotes for the Company on www.otcmarkets.com.

JD Bancshares, Inc. Reports Financial Results for Q1 2020

PRESS RELEASE
April 24, 2020
JD Bancshares, Inc.

FOR IMMEDIATE RELEASE
For more information contact:
Bruce Elder (CEO) (337-246-5399)
Paul Brummett (EVP) (337-824-1422)
Website: www.jdbank.com
JD Bancshares, Inc. Reports Financial Results for Q1 2020

Jennings, La., April 23, 2020 (ACCESSWIRE) – JD Bancshares, Inc. (the “Company”), (OTCQX: JDVB), the parent holding company of JD Bank (the “Bank”), reports its unaudited financial results for the quarter ended March 31, 2020.

Net income for the three-month period ended March 31, 2020 was $1,557,713 or $1.00 per common share compared to $2,040,974 or $1.31 per share for the prior year comparative period ended March 31, 2019. Financial results for the current quarter were impacted by a large addition to the Bank’s credit reserves in
consideration of losses which may result from financial distress experienced by loan customers due to the COVID-19 pandemic crisis. Due to the large provision, evaluating performance from a pre-tax, pre-provision
operating income basis provides greater insight from a comparative standpoint. Pre-tax, pre-provision operating income for the current quarter declined by $189,337 and was $2,502,249 compared to $2,691,586 for the comparative prior year quarter. Aside from taxes and loan loss provision, pre-tax, pre-provision operating income also excludes losses on the sale of other real estate owned. The decrease in earnings between the current and prior year quarter was due to a combination of lower net interest income, higher loan loss provision and non-interest expenses, offset by improved non-interest income.

CLICK HERE TO DOWNLOAD THE FULL PRESS RELEASE

About JD Bancshares, Inc.

JD Bancshares, Inc. is the bank holding company of JD Bank, a state chartered bank headquartered in Jennings, Louisiana. JD Bank offers a variety of personal and commercial lending and deposit products through both physical and digital delivery channels. The Bank also offers both trust and investment services. JD Bank operates through 21 full service branch offices located along the Interstate 10 corridor from Lake Charles to Lafayette, Louisiana.

JD Bancshares, Inc. (OTCQX: JDVB) trades on the OTCQX Best Market. Companies meet high financial standards, follow best practice corporate governance, demonstrate compliance with U.S. securities laws, and have a professional third-party sponsor introduction. Investors can find current financial disclosure and Real-Time Level 2 quotes for the Company on www.otcmarkets.com.