With customers requesting more available hours to visit their local branch office to take care of their banking needs, the full-service JD Bank offices located at Ryan St. and Nelson Rd. in Lake Charles and Main St. in Jennings are now open for Saturday banking from 9 a.m. until noon.

“We are very excited to extend Saturday banking to our Nelson Rd. branch,” said Cyndi Mire, JD Bank Vice President / Nelson Rd. Office Manager. “This will allow more of our customers to take advantage of a few extra hours each week to get their banking done. JD Bank tries to make banking convenient for our customers. Now with three Saturday banking locations, we feel like we have done just that.”

Customers are encouraged to take advantage of the Saturday banking at these three locations, as well as JD Bank’s online and mobile banking services

Many banks have reduced office hours because of the popularity of online and mobile banking. JD Bank remains committed to technology and convenience with a full array of digital banking, but is also expanding its traditional personalized service available at these Lake Charles and Jennings locations to Saturdays to satisfy demand.

“Our customers expressed that they’d like for this centrally-located JD Bank to be open on Saturdays to take care of any needs they have during their morning routine,” said Tony Hulsey, JD Bank Vice President / Main St. Office Manager. “From providing 24/7 online banking to being open on Saturdays, we are always listening to our customer’s input and adjusting to make their lives more convenient.”

Customers are encouraged to take advantage of the new Saturday hours at these three locations, as well as JD Bank’s online and mobile banking services. With the JD Bank mobile app, customers can easily monitor account balances, transfer funds and deposit checks remotely using their mobile phone camera. The app also helps find the nearest JD Bank ATM and office location.

JD Bank was founded in Jennings in 1947 and is Louisiana’s Community Bank.^SM JD Bank has expanded to 24 locations in seven parishes across south Louisiana.

Click here for more information on the locations and hours of operation of your local JD Bank.

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JENNINGS, La. – JD Bank is making slight changes to its operating hours at three locations beginning Nov. 2. The locations include the bank’s Kinder, Lafayette and New Iberia branches.

The Kinder branch drive-through window will open at 8 a.m. and close a half-hour earlier at 5 p.m. Monday through Friday. Lobby hours will remain the same for the Kinder branch, operating 8 a.m. to 4 p.m. Monday through Thursday and 8 a.m. to 5 p.m. on Fridays.

For branches in Lafayette and New Iberia, lobby areas will operate 9 a.m. to 4 p.m. Monday through Thursday. Friday schedules will remain unchanged, operating 9 a.m. to 5 p.m. Drive-through window times for Lafayette and New Iberia branches also will remain 8:30 a.m. to 5:30 p.m.

Customers are encouraged to take advantage of JD Bank’s online and mobile banking services for everyday banking needs. With the JD Bank mobile app, customers can easily monitor account balances, transfer funds and deposit checks remotely using their mobile phone camera. The app also helps find the nearest JD Bank ATM and office locations.

Click here for more information about JD Bank’s online banking services. A full list of the bank’s branch locations and operating hours is available here.

LAKE CHARLES, La. – Whether you’re looking to fund a special purchase or cover a major expense, personal loans may be a good option to finance costs. Today there are personal loan options for nearly every consumer, but before you head to the bank, it’s important to become familiar with common loan terminology.

JD Bank has compiled a helpful list of personal loan terms that are important to understand when considering an agreement with a lender:

• Equity: Difference between value of an item and remaining principal left for the borrower to pay off on the loan for that item.
• Term: Period over which a loan agreement is in force. Short-term loans are generally less than three years whereas long-term loans can be paid out over more than three years. Long-term personal loans are typically used for mortgages, cars and education.
• Secured & Unsecured Loans: A secured loan requires borrowers to offer collateral, like a house or car, as an assurance in case the borrower defaults on the loan. Unsecured loans do not require collateral, but often come with higher interest rates.
• Interest Rate: A percentage of the principal paid by the borrower to the lender over the duration of the loan term. When shopping for a loan, lower interest rates are best. Be cautious of lenders that have a wide interest rate range – for example, lenders whose lowest interest rate is 5 percent and highest is 13 percent.

“Personal loans can be a great way to finance many types of expenses,” says Susan Hebert, JD Bank’s Kinder branch manager. “But it’s key for consumers to fully understand the agreements they’re entering into. JD Bank makes it a priority to ensure that every customer walks away with no question left unanswered.”

If interested in learning more about personal loans, contact a JD Bank branch manager at a location nearest to you.

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LAKE CHARLES, La. – JD Bank ranked among the top 200 community banks in an annual ranking by American Banker Magazine for the second year in a row. The bank was one of only two Louisiana banks to be recognized.

“We are very proud to be named among these market leaders for a second year,” Boyd Boudreaux, JD Bank president and CEO said. “This recognition reinforces our goal to provide consistent and excellent service to our customers.” JD Bank recently expanded into the Acadiana market with the addition of two new branches in Lafayette and New Iberia.

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