JD Bancshares, Inc. Reports Financial Results for Q3 2025

Jennings, LA., October 23, 2025 (ACCESSWIRE) – JD Bancshares, Inc. (the “Company”), (OTCQX: JDVB), the parent holding company of JD Bank (the “Bank”), reports its unaudited financial results for the three and nine-month periods ended September 30, 2025.

Net income is $3,777,235 or $1.10 per share for the three-month period ended September 30, 2025, compared to $2,926,852 or $0.85 per share for the linked quarter ended June 30, 2025, and $3,706,103 or $1.08 per share for the three-month period ended September 30, 2024. Pre-tax, pre-provision operating income (PTPPI) for the current quarter is $4,274,184, reflecting an increase of $431,132 compared to $3,843,052 for the linked quarter and a slight decrease of $11,338 compared to $4,285,522 in the prior year quarter. PTPPI excludes taxes, provision for loan losses, losses on the sale of other real estate owned (OREO), losses on the sale of investment securities, and other non-operating expenses. The increase in PTPPI between the current and linked quarter is primarily due to higher levels of net interest income, higher non-interest income and lower non-interest expenses, and the decrease between the current and prior year quarter is attributable to higher net interest income, offset by higher non-interest expense.

For the nine-month period ended September 30, 2025, net income is $9,629,468 or $2.81 per share compared to $10,387,333 or $3.03 per share for the prior year comparative period. PTPPI for the current nine-month period is $11,729,678 reflecting a 1.85% decrease from $11,946,182 for the prior year period. The decrease is attributable to a 2.90% increase in net interest income which is more than offset by a 1.00% decrease in noninterest income and a 3.40% increase in non-interest expense.

Paul Brummett, II, CEO commented, “We are pleased with our third quarter results which reflected strong net loan growth and positive balance sheet growth. Our loan pipeline remains healthy and our focus on profitability, balance sheet mix and asset quality remain top priorities.”

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About JD Bancshares, Inc.

JD Bancshares, Inc. is the bank holding company of JD Bank, a state chartered bank headquartered in Jennings, Louisiana. JD Bank offers a variety of personal and commercial lending and deposit products through both physical and digital delivery channels. The Bank also offers both trust and investment services. JD Bank operates through 21 full service branch offices located along the Interstate 10 corridor from Lake Charles to Lafayette, Louisiana.

JD Bancshares, Inc. (OTCQX: JDVB) trades on the OTCQX Best Market. Companies meet high financial standards, follow best practice corporate governance, demonstrate compliance with U.S. securities laws, and have a professional third-party sponsor introduction. Investors can find current financial disclosure and Real-Time Level 2 quotes for the Company on www.otcmarkets.com\