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Apple Pay™

Secure, Simple and Useful.

Welcome to Apple Pay™ for JD Bank’s NEW Mobile Wallet. Paying in stores or within apps has never been easier or safer. Gone are the days of searching for your wallet. The wasted moments finding the right card. Now you can use your credit cards, store credit cards, and rewards cards with just a touch. Apple Pay is simple to use and works with any JD Bank debit card you already have on the devices you use every day. And because your card details are never shared when you use Apple Pay — in fact, they aren’t stored on your device at all — using Apple Pay on your iPhone, Apple Watch, or iPad is the safer and more private way to pay.

Using Apple Pay™             Where to Shop            Secure Shopping            FAQs

using apple pay™

Where to Shop

 You can use your JD Bank debit card with Apple Pay at a variety of merchants in stores and within apps. Look for either of these symbols at checkout:

Shop Securely

Apple doesn’t save your transaction information. With Apple Pay, your payments are private. Apple Pay doesn’t store the details of your transactions so they can’t be tied back to you. Your most recent purchases are kept in Wallet for your convenience, but that’s as far as it goes.

Leave your cards in your pocket. Since you don’t have to show your credit or debit card, you never reveal your name, card number, or security code to the cashier when you pay in a store. This additional layer of privacy helps ensure that your information stays where it belongs. With you.


To use Apple Pay for purchases in-store, you must first add your eligible debit or credit card(s) to your iPhone, or Apple Watchusing the Wallet application running on iOS 8.1 or later. Once your card has been added, you can hold your device near the contactless reader. Then, place your finger on the Home button to activate Touch IDTM and hold the iPhone near the reader until you see Done and a green checkmark on your screen will indicate that your payment is complete. If Touch ID doesn’t work, or you do not have it enabled, you will need to enter your device passcode.

To use Apple Pay for purchases within participating merchant apps (or in-app), you must first add your eligible card on your iPhone, iPad®, iPad Pro or iPad miniin Settings on your device. Once your card has been added, look for the Apple Pay button at checkout. Simply tap the Apple Pay button and review your payment information and contact details to complete your purchase. You will see Done and a checkmark on the screen when your payment is complete.

To add an eligible card(s) go into Settings, open Wallet & Apple Pay and select Add Credit or Debit Card. On iPhone, you can also open the Wallet app to add a card by pressing on the + button.

When adding your card, you can choose to add the card you already have on file with iTunes® or add new cards by manually entering your card information or taking an image of your card.

In order to use Apple Pay, you need to have iPhone 6 or greater, or  Apple Watch 5 or greater on iOS 8.1 or later for point-of-sale and in-app payments. You can use iPad Air 2 or greater , iPad mini 3 or greater and iPad Pro for in-app payments only.

You can use Apple Pay to make payments in stores with your iPhone and Apple Watch wherever contactless payments are accepted. Just look for the contactless and/or Apple Pay symbol at checkout.

Screen Shot 2016-08-30 at 8.45.22 AM
You can also use Apple Pay in participating merchant apps with iPhone 6 or greater, Apple Watch 5 or greater, iPad Air 2 or greater, iPad mini 3 or greater, or iPad Pro. Look for the Buy with Apple Pay or Apple Pay button at checkout within the apps.

Screen Shot 2016-08-30 at 8.45.27 AM

Apple, the Apple logo, iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Pay and Touch ID are trademarks of Apple Inc. ©2016 Fiserv, Inc. 611-16-29132-COL 01/16

Visit Apple ( for a recent list of merchants where payments are accepted.

For your security, when you add your eligible card to Apple Pay, a Device Account Number – separate and unique to your device – is created. Your Device Account Number, instead of your real card number, is used to make purchases using Apple Pay. Merchants do not see or store your card number.

At this time, Apple allows up to eight cards on a device.

Yes, you can add your card(s) on up to 10 devices. For each of your devices, you will need to add your card(s) by visiting the Wallet & Apple Pay section in your device Settings or the within the Wallet app. You’ll be notified when your card is added to each device.

You can remove your card by selecting Remove Card in the Wallet & Apple Pay section in your device Settings or on the back of your card in the Wallet app by tapping on the Screen Shot 2016-08-30 at 8.50.11 AMsymbol.

You can also visit to remove your card or use the Find My iPhone app to temporarily suspend or permanently remove the ability to pay with your cards on your device.

If you need to make a return for a purchase made with Apple Pay, you may be asked to provide to the cashier with the last four digits of your Device Account Number instead of the last few digits of your card number. To find the last four digits of your Device Account Number for each card, visit the Wallet & Apple Pay section in your device Settings or look on the back of your card in the Wallet app.

If you believe your device or Apple Pay card information has been lost, stolen or compromised in any way, call us immediately at 800-789-5159.

You can also go to or the Find My iPhone app to temporarily suspend or permanently remove the ability to make payments from your device, even if your device is offline.

Other Mobile Wallet Links

Mobile Wallet Overview             Apple Pay®            Samsung™ Pay            Google™ Pay

Apple, the Apple logo, Apple Pay, iPhone, iPad, Apple Watch and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. Screen images are simulated; actual appearance may vary. Mobile carrier charges may apply.
IMPORTANT NOTICE - An employee of JD Bank will NEVER call and ask for your private information or a one-time passcode.
Even if a call comes from a JD Bank phone number, never give your password, account number, SSN, or other personal information to someone who initiates the call.