Samsung Pay - JD Bank

Samsung™Pay

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Turn your phone into your wallet.

Welcome to Samsung™ Pay for JD Bank’s NEW Mobile Wallet. Paying in stores or within apps has never been easier or safer. Gone are the days of searching for your wallet. The wasted moments finding the right card. Now you can use your credit cards, store credit cards, and rewards cards with just a touch. Samsung Pay provides a safe and simple way to pay almost anywhere you can swipe or tap your JD Bank debit card you already have, on the devices you use every day. And because your card details are never shared when you use Samsung Pay — in fact, they aren’t stored on your device at all — using Samsung Pay on your Samsung device is the safer and more private way to pay.

Using Samsung™ Pay             Where to Shop            Shopping Securely            FAQs


Using Samsung™ Pay

samsung-pay-phone-nocard After adding your JD Bank debit card to Samsung Pay, swipe screen from bottom to top to launch.
Samsung Pay works with Samsung Galaxy S7, S7 Active, S7 Edge, S6, S6 Active, S6 Edge, S6 Edge + and Note 5.

samsung-pay-phone Place your finger on the Home key or enter your PIN.
Samsung Pay works with Samsung Galaxy S7, S7 Active, S7 Edge, S6, S6 Active, S6 Edge, S6 Edge + and Note 5.

samsung-pay-phone-terminal Hold your Samsung device near the card reader to complete the purchase.
Samsung Pay works with Samsung Galaxy S7, S7 Active, S7 Edge, S6, S6 Active, S6 Edge, S6 Edge + and Note 5.


Where to Shop

 You can use your JD Bank debit card almost anywhere you can swipe or tap your car. Look for either of these symbols at checkout:

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More info about Samsung Pay

Shopping Securely

samsung-pay-phoneWhen you use Samsung Pay, your actual card number is never shared with the merchant and is not stored on the device. Instead, a Device Account Number is used to process your payment – further protecting your personal information.

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FAQs

What is Samsung Pay?

Samsung Pay provides owners of select Samsung Galaxy devices the ability to use their Galaxy phone to make payments almost anywhere you can swipe or tap your JD Bank debit card.

How does Samsung Pay Work?

Select Samsung Galaxy devices are equipped with Near Field communication technology (NFC)  that transmits the tokenized version of the credit card / debit card payment credentials securely to a merchant terminal.  In addition to NFC, Samsung Pay supports a new proprietary technology, Magnetic Secured Transmission (MST) which transmits the same secure tokenized credit card / debit card payment credentials.  See below for more information about NFC and MST.

How do I get Samsung Pay on my Device?

Samsung Pay is available with the Galaxy S6, S6 active, S6 edge, S6 edge+ and Note5 through an app update. The availability will vary by mobile network operator. The app will appear when the customers install the operating system update. Samsung Pay will be a preloaded app on upcoming Samsung Iconic devices. The app is not available for download on unsupported devices.

How do I add my JD Bank debit cards to Samsung Pay?

Choose the Samsung Pay icon, and log in using your Samsung account information.  If you do not already have a Samsung account, you can create one.  Once logged in you can, touch ADD CARD in Samsung Pay app to begin the process of adding your card.  Center the card in the on-screen window and Samsung Pay will read the card number.   Or you can enter the card number manually.  Verify or enter the additional information such has Cardholder Name, Expiration Date and Security Code (CVV).  Accept the Terms and Conditions for adding a card to a digital wallet by touching AGREE TO ALL.   You may be prompted to select a delivery method for receiving a One Time Passcode, such as SMS or EMAIL or CALL IN.   The One Time Passcode will be delivered to the destination selected.  Enter the code received and touch SUBMIT.  Once complete, your card is ready for use in Samsung Pay.

How do I pay using Samsung Pay?

Once your eligible JD Bank debit card is registered to Samsung Pay, you may activate the Simple Pay feature of Samsung Pay by swiping your screen from the bottom, just above the Home key, towards the top of the screen.

The most recently added or used card is displayed. Swipe left or right to scroll through your registered payment cards.

When you have the desired card selected, place your finger on the Home key to verify your fingerprint or touch ENTER PIN to enter your Samsung Pay PIN.
Samsung Pay will indicate that you are ready to make a payment.

For NFC Payments

  1. Hold the phone above the NFC reader on the payment terminal
  2. Align the camera with the NFC logo
  3. The two devices should be almost touching

For MST Payments

  1. Hold the phone closely to the terminal
  2. Align the camera to face the magnetic stripe card reader
  3. The two devices should be almost touching
Is there a fee associated with using a JD Bank card with Samsung Pay?

There is no cost to use Samsung Pay from JD Bank; however, an active data plan is required. Based on your wireless plan and mobile carrier’s offering, additional message and data charges may apply. Your debit card Deposit Account Agreement will apply. JD Bank does not charge any fees to add your debit cards to Samsung Pay.

Can I use Samsung Pay outside of the United States?

As long as you’re shopping at a participating retailer, Samsung Pay will work outside of the U.S. Based on your wireless plan and mobile carrier’s offering, additional message data charges and foreign transaction fees may apply.

Can a Samsung Pay token be used for recurring charges, subscriptions or bills (Netflix, Amazon Prime, etc.)?

This service is not currently available.

What is Near Field Communication (NFC) Technology?

Near Field Communication (NFC) is a short-range wireless technology that allows two devices to exchange payment information quickly and conveniently at close proximity. Samsung Pay uses NFC technology or MST to transmit payment information from your phone to the contactless payment terminal.

What is Magnetic Secured Transmission (MST) Technology?

Magnetic Secure Transmission (MST) replicates swiping a physical card at the payment terminal by securely sending payment information directly to the magnetic strip card reader without touching it. Samsung Pay uses NFC technology or MST to transmit payment information from your phone to the contactless payment terminal.

Which JD Bank cards can I add to Samsung Pay?

All JD Bank debit cards work with Samsung Pay.

How does my JD Bank debit card work with Samsung Pay?

When you add your JD Bank debit card to Samsung Pay, the number on your card is replaced with a secure device account number (also called a token). This token is passed onto the merchant for payment instead of your actual card number.

How do I know which card is my default card?

You do not have the ability to set a default card in Samsung Pay.   The last card used or viewed would be the card defaulted for payment.   You can swipe left and right to scroll through your payment cards and select the one you want to use for payment.

Can I add my card to multiple Samsung Pay wallets?

You can add your card to multiple Samsung Pay wallets. However, for security purposes, your activation code will always be sent to the primary cardholder.

How do I remove my card from Samsung Pay?

When in the Samsung Pay app, you can touch your card to view the Card details, and also select the delete option.

Can I have more than one JD Bank card in Samsung Pay?

You can add up to 10 cards total to the Samsung Pay app. Any number of those could be JD Bank debit Cards.

If I have a debit card with a chip/signature, will it work with Samsung Pay?

Any JD Bank debit card can be used with Samsung Pay, even chip/signature cards.  Keep in mind that Samsung pay uses a digital version of your account, and is distinct to how you use your physical plastic cards, which remains unchanged.

Can I add the same JD Bank debit cards that I have on my other mobile digital wallets (Android, Apple Pay, etc) to Samsung Pay?

You can add any eligible JD Bank debit card into Samsung Pay, including cards that you may have in other digital wallets, such as Apple Pay® and Android Pay.


Other Mobile Wallet Links

Mobile Wallet Overview             Apple Pay®            Samsung™ Pay            Android™ Pay


© 2015 Samsung Electronics America, Inc. Samsung, Samsung Pay, Samsung Galaxy, Galaxy S, Samsung Galaxy S6, Samsung Galaxy S6 edge, Samsung Galaxy S6 Edge +, and Samsung Note5 are registered trademarks of Samsung Electronics Co., Ltd. Use only in accordance with law. Other company and product names mentioned may be trademarks of their respective owners. Screen images simulated; actual appearance may vary.

Mobile carrier charges may apply.