Protect yourself against imposters

The Federal Deposit Insurance Corporation (FDIC) has received reports of fraudulent communications that have the appearance of being from this agency. Fraudsters know that people trust the FDIC name, so scammers use the FDIC’s name and logo, and even the names of actual employees, in perpetrating fraudulent schemes.

Some recently reported scams have fraudulently used the names of real FDIC employees, including Martin Henning and Michael Benardo. They have also used fictitious employee names such as Peter Harding, Christine Marshall, and Kate Marshall.

These scams may involve a variety of communication channels, including emails, phone calls, letters, text messages, faxes, and social media. The messages might ask you to “confirm” or “update” confidential personal financial information, such as bank account numbers. In other cases, the communication might be an offer to help victims of current or previous frauds with an investigation or to recover losses.

Some scams have included official looking forms for such things as filing insurance claims or paying taxes on prize winnings. They might tell you that you have an unpaid debt and threaten you with a lawsuit or to arrest you if you don’t pay. Other recent examples have included check endorsements, bankruptcy claimant verification forms, stock confirmations, and investment purchases.

Additional known scams ask for an upfront payment in the form of gift cards or digital currency before service can be provided. They might include a cashier’s check with instructions to deposit the check and send some portion of the funds back via wire transfer service. Learn how to protect yourself from fake check scams with these tips from FDIC Consumer News. Scammers might ask for personal information such as Social Security numbers, dates of birth, and other valuable details that they can use to commit fraud or sell your identity.

 

Here’s what you need to know to protect yourself against government imposters like these:

 

  • The FDIC DOES NOT send unsolicited correspondence asking for money or sensitive personal information, and we’ll never threaten you.
  • No government agency will ever demand that you pay by gift card, wiring money, or digital currency.
  • The FDIC would never contact you asking for personal details, such as bank account information, credit and debit card numbers, social security numbers, or passwords.

 

Find out more about Imposter Scams provided by the Federal Trade Commission (FTC).

 

If in doubt, contact the FDIC’s Call Center at 1-877-ASK-FDIC (1-877-275-3342), Monday – Friday, 8 a.m. to 8 p.m. (EST).

 

If you feel you have been the victim of fraud, report this incident to local law enforcement or a local field office of the Federal Bureau of Investigation (FBI).

 

Also notify the United States Postal Inspection Service (USPIS), if the crime involved misuse of the U.S. Postal Service.

 

For more help or information, go to FDIC.gov or call the FDIC toll-free at 1-877-ASK-FDIC (1-877-275-3342). Please send your story ideas or comments to consumeraffairs@fdic.gov

JD BANK TO DONATE $100,000 FOR FOOD INSECURITY IN LOCAL COMMUNITIES

JD BANK TO DONATE $100,000 FOR FOOD INSECURITY IN LOCAL COMMUNITIES https://vimeo.com/414094339 Jennings, La.- JD Bank is pleased to announce a $100,000 donation to meet the growing need of food…

Paycheck Protection Program

A LETTER FROM OUR PRESIDENT ABOUT THE CARES/PPP PROGRAM CLICK HERE FOR THE CARES/PPP PROGRAM APPLICATION FORM CLICK HERE FOR THE JD BANK PPP PROGRAM CHECKLIST A LETTER FROM OUR…

Updated 6:03 p.m. 3/20/2020 - Small Business Owners Needing Emergency Working Capital

Small Business Owners Needing Emergency Working Capital JD Bank has developed a quick-decision line of credit to help small businesses in the communities we serve. Small business owners who are…

Updated 8:11 a.m., 3/20/2020 - FDIC Consumer News: Scammers Pretending to be the FDIC

Protect yourself against imposters The Federal Deposit Insurance Corporation (FDIC) has received reports of fraudulent communications that have the appearance of being from this agency. Fraudsters know that people trust…

Updated 2:44 p.m., 3/19/2020 - Frequently Asked Questions for Bank Customers Affected by Coronavirus Disease 2019 (Referred to as COVID-19)

Frequently Asked Questions for Bank Customers Affected by Coronavirus Disease 2019 (Referred to as COVID-19) Bank Operations / Deposit Insurance 1. If my bank has temporarily reduced branch access or…

Updated 10:01 a.m., 3/18/2020 - Important Branch Information for JD Bank Customers

Important information for our customers At JD Bank we have been closely monitoring the evolving situation with coronavirus (COVID-19). At this time we have made the decision to temporarily close…